This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 5.18% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,590 | 1,813 |
| 2 | 52,590 | 2,724 | 1,907 |
| 3 | 55,314 | 2,865 | 2,006 |
| 4 | 58,179 | 3,014 | 2,110 |
| 5 | 61,193 | 3,170 | 2,219 |
| 6 | 64,363 | 3,334 | 2,334 |
| 7 | 67,697 | 3,507 | 2,455 |
| 8 | 71,204 | 3,688 | 2,582 |
| 9 | 74,892 | 3,879 | 2,716 |
| 10 | 78,771 | 4,080 | 2,856 |
| 11 | 82,852 | 4,292 | 3,004 |
| 12 | 87,143 | 4,514 | 3,160 |
| 13 | 91,657 | 4,748 | 3,324 |
| 14 | 96,405 | 4,994 | 3,496 |
| 15 | 101,399 | 5,252 | 3,677 |
| 16 | 106,652 | 5,525 | 3,867 |
| 17 | 112,176 | 5,811 | 4,068 |
| 18 | 117,987 | 6,112 | 4,278 |
| 19 | 124,099 | 6,428 | 4,500 |
| 20 | 130,527 | 6,761 | 4,733 |
| TOTAL | $87,288 | $61,102 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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5.49% |
$50,000 |
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Last change: ↑0.09% on March 12. |
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