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Comparison of Deposit Account from First Mutual Bank, FSB with 0.40% - August 2025


Long-Term Analysis of Morton Community Bank with 2.34% APY and Morton Community Bank with 2.15% APY and Morton Community Bank with 2.11% APY and Morton Community Bank with 2.08% APY and First Mutual Bank, FSB with 0.40% APY and First Mutual Bank, FSB with 0.15% APY and Morton Community Bank with 0.78% APY and Morton Community Bank with 2.01% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Morton Community Bank
    2.34%
    -
    $50,000
    24 Month
    Bank
    3.55x (National Avg. - 0.66%)
    $0
     
    SCENARIO
    Year Rate
    2.34%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,170 819
    2 51,170 1,197 838
    3 52,367 1,225 858
    4 53,593 1,254 878
    5 54,847 1,283 898
    6 56,130 1,313 919
    7 57,444 1,344 941
    8 58,788 1,376 963
    9 60,164 1,408 985
    10 61,571 1,441 1,009
    11 63,012 1,474 1,032
    12 64,487 1,509 1,056
    13 65,996 1,544 1,081
    14 67,540 1,580 1,106
    15 69,120 1,617 1,132
    16 70,738 1,655 1,159
    17 72,393 1,694 1,186
    18 74,087 1,734 1,214
    19 75,821 1,774 1,242
    20 77,595 1,816 1,271
    TOTAL $29,411 $20,587
  • 2
    LOCAL CD
    Morton Community Bank
    2.15%
    -
    $50,000
    36 Month
    Bank
    2.85x (National Avg. - 0.75%)
    $0
     
    SCENARIO
    Year Rate
    2.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,075 753
    2 51,075 1,098 769
    3 52,173 1,122 785
    4 53,295 1,146 802
    5 54,441 1,170 819
    6 55,611 1,196 837
    7 56,807 1,221 855
    8 58,028 1,248 873
    9 59,276 1,274 892
    10 60,550 1,302 911
    11 61,852 1,330 931
    12 63,182 1,358 951
    13 64,540 1,388 971
    14 65,928 1,417 992
    15 67,345 1,448 1,014
    16 68,793 1,479 1,035
    17 70,272 1,511 1,058
    18 71,783 1,543 1,080
    19 73,326 1,577 1,104
    20 74,903 1,610 1,127
    TOTAL $26,513 $18,559
  • 3
    LOCAL CD
    Morton Community Bank
    2.11%
    -
    $50,000
    48 Month
    Bank
    2.58x (National Avg. - 0.82%)
    $0
     
    SCENARIO
    Year Rate
    2.11%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,055 739
    2 51,055 1,077 754
    3 52,132 1,100 770
    4 53,232 1,123 786
    5 54,355 1,147 803
    6 55,502 1,171 820
    7 56,673 1,196 837
    8 57,869 1,221 855
    9 59,090 1,247 873
    10 60,337 1,273 891
    11 61,610 1,300 910
    12 62,910 1,327 929
    13 64,238 1,355 949
    14 65,593 1,384 969
    15 66,977 1,413 989
    16 68,390 1,443 1,010
    17 69,833 1,473 1,031
    18 71,307 1,505 1,053
    19 72,811 1,536 1,075
    20 74,348 1,569 1,098
    TOTAL $25,916 $18,141
  • 4
    LOCAL CD
    Morton Community Bank
    2.08%
    -
    $50,000
    60 Month
    Bank
    2.26x (National Avg. - 0.92%)
    $0
     
    SCENARIO
    Year Rate
    2.08%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,040 728
    2 51,040 1,062 743
    3 52,102 1,084 759
    4 53,185 1,106 774
    5 54,292 1,129 790
    6 55,421 1,153 807
    7 56,574 1,177 824
    8 57,750 1,201 841
    9 58,952 1,226 858
    10 60,178 1,252 876
    11 61,429 1,278 894
    12 62,707 1,304 913
    13 64,011 1,331 932
    14 65,343 1,359 951
    15 66,702 1,387 971
    16 68,089 1,416 991
    17 69,506 1,446 1,012
    18 70,951 1,476 1,033
    19 72,427 1,506 1,055
    20 73,934 1,538 1,076
    TOTAL $25,472 $17,830
  • 5
    LOCAL CD
    First Mutual Bank, FSB
    0.40%
    -
    $50,000
    24 Month
    Bank
    0.61x (National Avg. - 0.66%)
    $100,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 6
    LOCAL CD
    First Mutual Bank, FSB
    0.15%
    -
    $50,000
    6 Month
    Bank
    0.37x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 7
    LOCAL MONEY MARKET
    Morton Community Bank
    0.78%
    -
    $50,000
    N.A.
    Bank
    1.91x (National Avg. - 0.41%)
    $25,000
     
    SCENARIO
    Year Rate
    0.78%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 390 273
    2 50,390 393 275
    3 50,783 396 277
    4 51,179 399 279
    5 51,578 402 282
    6 51,981 405 284
    7 52,386 409 286
    8 52,795 412 288
    9 53,207 415 291
    10 53,622 418 293
    11 54,040 422 295
    12 54,461 425 297
    13 54,886 428 300
    14 55,314 431 302
    15 55,746 435 304
    16 56,180 438 307
    17 56,619 442 309
    18 57,060 445 312
    19 57,505 449 314
    20 57,954 452 316
    TOTAL $8,406 $5,884
  • 8
    LOCAL CD
    Morton Community Bank
    2.01%
    -
    $50,000
    120 Month
    Bank
    N.A.
    $0
     
    SCENARIO
    Year Rate
    2.01%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 1,005 704
    2 51,005 1,025 718
    3 52,030 1,046 732
    4 53,076 1,067 747
    5 54,143 1,088 762
    6 55,231 1,110 777
    7 56,341 1,132 793
    8 57,474 1,155 809
    9 58,629 1,178 825
    10 59,807 1,202 841
    11 61,010 1,226 858
    12 62,236 1,251 876
    13 63,487 1,276 893
    14 64,763 1,302 911
    15 66,065 1,328 930
    16 67,392 1,355 948
    17 68,747 1,382 967
    18 70,129 1,410 987
    19 71,538 1,438 1,007
    20 72,976 1,467 1,027
    TOTAL $24,443 $17,110

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.10% on July 13.

    Last change: ↑0.40% on June 24.
    Early withdrawal penalty is 3 Months' Interest.

    Last change: ↓0.05% on August 2.
    7-Month CD.

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