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Comparison of Deposit Account from First State Bank of Purdy with 0.60% - May 2025

Long-Term Analysis of First State Bank of Purdy with 0.60% APY and First State Bank of Purdy with 0.90% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First State Bank of Purdy

0.60%

$50,000

24 Month

Bank

0.91x (National Avg. - 0.66%)

$100,000

SCENARIO

Year	Rate 0.60%	Annual Interest	Annual Interest (After Tax)
1	50,000	301	210
2	50,301	302	212
3	50,603	304	213
4	50,907	306	214
5	51,213	308	215
6	51,521	310	217
7	51,830	312	218
8	52,142	313	219
9	52,455	315	221
10	52,770	317	222
11	53,088	319	223
12	53,407	321	225
13	53,728	323	226
14	54,051	325	227
15	54,375	327	229
16	54,702	329	230
17	55,031	331	232
18	55,362	333	233
19	55,694	335	234
20	56,029	337	236
	TOTAL	$6,366	$4,456

LOCAL CD

First State Bank of Purdy

0.90%

$50,000

36 Month

Bank

1.20x (National Avg. - 0.75%)

$100,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	452	316
2	50,452	456	319
3	50,907	460	322
4	51,367	464	325
5	51,831	468	328
6	52,299	472	331
7	52,771	477	334
8	53,247	481	337
9	53,728	485	340
10	54,213	490	343
11	54,703	494	346
12	55,197	498	349
13	55,695	503	352
14	56,198	507	355
15	56,706	512	358
16	57,218	517	362
17	57,734	521	365
18	58,256	526	368
19	58,782	531	372
20	59,313	536	375
	TOTAL	$9,848	$6,894

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
My e-Banc, a division of Bradesco BAC Florida Bank	4.50%	$50,000	Learn More
Last change: ↓0.05% on April 30. 6 Month Jumbo CD.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
Goldman Sachs Bank	4.50%	$500	Learn More
Last change: ↓0.50% on February 25.

Compare Savings vs. CDs Comparison of Deposit Account from First State Bank of Purdy with 0.60% - May 2025

Long-Term Analysis of First State Bank of Purdy with 0.60% APY and First State Bank of Purdy with 0.90% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from First State Bank of Purdy with 0.60% - May 2025