This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.38% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 688 | 482 |
| 2 | 50,688 | 697 | 488 |
| 3 | 51,385 | 707 | 495 |
| 4 | 52,093 | 717 | 502 |
| 5 | 52,809 | 727 | 509 |
| 6 | 53,536 | 737 | 516 |
| 7 | 54,273 | 747 | 523 |
| 8 | 55,019 | 757 | 530 |
| 9 | 55,776 | 767 | 537 |
| 10 | 56,544 | 778 | 545 |
| 11 | 57,322 | 789 | 552 |
| 12 | 58,111 | 800 | 560 |
| 13 | 58,910 | 811 | 567 |
| 14 | 59,721 | 822 | 575 |
| 15 | 60,543 | 833 | 583 |
| 16 | 61,376 | 845 | 591 |
| 17 | 62,220 | 856 | 599 |
| 18 | 63,076 | 868 | 608 |
| 19 | 63,944 | 880 | 616 |
| 20 | 64,824 | 892 | 624 |
| TOTAL | $15,716 | $11,001 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
5 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.51% |
$25,000 |
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|
Last change: ↓0.15% on May 13. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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|
|
5.46% |
$1,000 |
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|
Last change: ↓0.05% on May 9. |
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|
|
5.41% |
$50,000 |
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|
Last change: ↓0.36% on March 12. |
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