Compare Savings vs. CDs
Comparison of Deposit Account from FIRST with 0.03%
- September 2026
Long-Term Analysis of ALATRUST with 1.10% APY and FIRST with 0.03% APY and RTN with 0.70% APY and SUMMIT with 1.30% APY and SUMMIT with 2.85% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.10%-$50,00048 MonthCredit Union1.34x (National Avg. - 0.82%)$100,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 2LOCAL SAVINGS0.03%-$50,000N.A.Credit Union0.13x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.03%Annual
InterestAnnual Interest
(After Tax)1 50,000 15 11 2 50,015 15 11 3 50,030 15 11 4 50,045 15 11 5 50,060 15 11 6 50,075 15 11 7 50,090 15 11 8 50,105 15 11 9 50,120 15 11 10 50,135 15 11 11 50,150 15 11 12 50,165 15 11 13 50,180 15 11 14 50,195 15 11 15 50,210 15 11 16 50,225 15 11 17 50,241 15 11 18 50,256 15 11 19 50,271 15 11 20 50,286 15 11 TOTAL $301 $211 - 3LOCAL CD0.70%-$50,00012 MonthCredit Union1.28x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240 - 4LOCAL MONEY MARKET1.30%-$50,000N.A.Credit Union2.37x (National Avg. - 0.55%)$75,000SCENARIO
Year Rate
1.30%Annual
InterestAnnual Interest
(After Tax)1 50,000 650 455 2 50,650 658 461 3 51,308 667 467 4 51,975 676 473 5 52,651 684 479 6 53,336 693 485 7 54,029 702 492 8 54,731 712 498 9 55,443 721 505 10 56,164 730 511 11 56,894 740 518 12 57,633 749 524 13 58,383 759 531 14 59,142 769 538 15 59,910 779 545 16 60,689 789 552 17 61,478 799 559 18 62,277 810 567 19 63,087 820 574 20 63,907 831 582 TOTAL $14,738 $10,317 - 5LOCAL MONEY MARKET2.85%-$50,000N.A.Credit Union5.19x (National Avg. - 0.55%)$500,000SCENARIO
Year Rate
2.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,425 998 2 51,425 1,466 1,026 3 52,891 1,507 1,055 4 54,398 1,550 1,085 5 55,948 1,595 1,116 6 57,543 1,640 1,148 7 59,183 1,687 1,181 8 60,870 1,735 1,214 9 62,604 1,784 1,249 10 64,389 1,835 1,285 11 66,224 1,887 1,321 12 68,111 1,941 1,359 13 70,052 1,996 1,398 14 72,049 2,053 1,437 15 74,102 2,112 1,478 16 76,214 2,172 1,520 17 78,386 2,234 1,564 18 80,620 2,298 1,608 19 82,918 2,363 1,654 20 85,281 2,431 1,701 TOTAL $37,711 $26,398
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑0.65% on August 6. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
||||
