First Credit Union
Headquarters
25 S Arizona Pl Ste 111
Chandler, AZ 85225
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2024 Overview
General Credit Union Information
First is an NCUA insured institution located in Chandler, AZ. It was founded in 1935 and has approximately $705.64 millions in assets.
Who can join?
First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Field of membership also includes:
Immediate Family Members - Spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings and adopted children, even if not living in the same residence.
Household Members - Any person who is a permanent member of and participates in the maintenance of the household (i.e., two people sharing an apartment).
Retirees from any of our business partners/employer groups, even if retired from another state.
Member Referrals - Any current First Credit Union member can refer anyone anytime.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68444 |
| Date Established | 1935 |
| Assets | $705.64 million |
| Loans | $402.48 million |
| Deposits | $599.83 million |
| Capital | $66.41 million |
Field of Membership Restrictions
First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.03% | $2,500 | $2,999 |
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|
|
Money Market
|
0.07% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.45% | $1 | $499 | Learn More |
Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to First
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Branches
Below are First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First | U.S. Average |
|---|---|
| 11.92% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, First had $6,596,127 in non-current loans and $1,665,583 in owned assets. To cover these potential losses it had $66,405,620 in net worth and $2,876,728 in loans loss reserves. That gives it a Texas Ratio of 11.92%.
Net Worth
| First | U.S. Average |
|---|---|
| 9.4% | 13.62% |
First FCU has a net worth of 9.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First
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