First Credit Union


25 S Arizona Pl Ste 111
Chandler, AZ 85225
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.03% 2.55% →
1-Year CD 0.70% 2.80% →
2-Year CD 0.95% 3.20% →
5-Year CD 1.20% 3.65% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

First is an NCUA insured institution located in Chandler, AZ. It was founded in 1935 and has approximately $683.1 millions in assets.

Who can join?

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Field of membership also includes:

Immediate Family Members - Spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings and adopted children, even if not living in the same residence.

Household Members - Any person who is a permanent member of and participates in the maintenance of the household (i.e., two people sharing an apartment).

Retirees from any of our business partners/employer groups, even if retired from another state.

Member Referrals - Any current First Credit Union member can refer anyone anytime.

NCUA Insured Yes / State-Chartered
Charter Number # # 68444
Date Established 1935
Assets $683.10 million
Loans $368.91 million
Deposits $616.21 million
Capital $56.43 million

Field of Membership Restrictions

First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.

Deposit Rates - August 10, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.03% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.07% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.45% $1 $499 Learn MoreShow Less

Loan Rates - August 10, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 413-0477
4.858% 4.750% 0.88 $3,132 $1,305 Learn More
Morty, Inc.
NMLS ID: 1429243
4.560% 4.500% 0.75 $1,768 $1,267 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
4.990 %
After Intro: 6.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Below are First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California

Climate Initiatives

FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.S. Average
4.01% 4.75

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2022, First had $2,217,324 in non-current loans and $131,066 in owned assets. To cover these potential losses it had $56,426,401 in net worth and $2,182,694 in loans loss reserves. That gives it a Texas Ratio of 4.01%.

Net Worth
First U.S. Average
8.55% 12.28%

First FCU has a net worth of 8.55% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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