First Credit Union


25 S Arizona Pl Ste 111
Chandler, AZ 85225
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Notable Rates APY Vs.Others
Savings 0.03% 5.55% →
1-Year CD 0.70% 5.38% →
2-Year CD 0.95% 4.95% →
5-Year CD 1.20% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First is an NCUA insured institution located in Chandler, AZ. It was founded in 1935 and has approximately $729.43 millions in assets.

Who can join?

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Field of membership also includes:

Immediate Family Members - Spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings and adopted children, even if not living in the same residence.

Household Members - Any person who is a permanent member of and participates in the maintenance of the household (i.e., two people sharing an apartment).

Retirees from any of our business partners/employer groups, even if retired from another state.

Member Referrals - Any current First Credit Union member can refer anyone anytime.

NCUA Insured Yes / State-Chartered
Charter Number # # 68444
Date Established 1935
Assets $729.43 million
Loans $391.33 million
Deposits $617.10 million
Capital $73.36 million

Field of Membership Restrictions

First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.

Deposit Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.03% $2,500 $4,999 Learn More
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.07% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
1.05% $100,000 $199,999 Learn More
60 Mo CD
1.11% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.45% $1 $499 Learn MoreShow Less

Loan Rates - July 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for First

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.711% 6.625% 0.63 $2,850 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.831% 6.740% 0.88 $2,989 $2,074 Learn More
Rocket Mortgage
NMLS ID: 3030
7.076% 6.990% 0.88 $2,800 $2,127 Learn More
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to First
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Climate Policy and Initiatives

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Financial Details

First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.S. Average
7.92% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, First had $5,141,717 in non-current loans and $897,657 in owned assets. To cover these potential losses it had $73,360,719 in net worth and $2,876,728 in loans loss reserves. That gives it a Texas Ratio of 7.92%.

Net Worth
First U.S. Average
10.35% 13.65%

First FCU has a net worth of 10.35% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for First

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