FIRST

25 S Arizona Pl Ste 111
Chandler, AZ 85225

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68444
Date Established 1935
Assets $473.19 million
Loans $349.35 million
Deposits $430.73 million
Capital $40.54 million

First is an NCUA insured institution located in Chandler, AZ. It was founded in 1935 and has approximately $473.19 millions in assets.

Who can join?

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Field of membership also includes:

Immediate Family Members - Spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings and adopted children, even if not living in the same residence.

Household Members - Any person who is a permanent member of and participates in the maintenance of the household (i.e., two people sharing an apartment).

Retirees from any of our business partners/employer groups, even if retired from another state.

Member Referrals - Any current First Credit Union member can refer anyone anytime.

Field of Membership Restrictions

First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.

Deposit Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $4,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA
0.50% $1 - Learn MoreShow Less

Loan Rates - November 21, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
Ally Bank
NMLS ID: 181005
4.926% 4.875% 0.25 $1,554 $1,324 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.49% $284 Learn More
Third Federal Savings and Loans 4.24% $246 Learn More

Note to FIRST
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Locations

Financial Details

First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.S. Average
7.51% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, First had $3,033,126 in non-current loans and $273,557 in owned assets. To cover these potential losses it had $40,543,304 in net worth and $3,458,923 in loans loss reserves. That gives it a Texas Ratio of 7.51%.

Net Worth
First U.S. Average
8.69% 13.21%

First FCU has a net worth of 8.69% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On First

What is First?

A federal credit union, registered with the NCUA under certificate #68444.
Learn more about credit unions here.

Is First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join First?

Please see Field of Membership information above for information on who is eligible to join.

What are First's share account and share certificate rates?

First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is First?

First has total capital of $40.54 million. Full information on First's financial position is located above.

Who owns First?

Credit Unions are owned by their members.

Where are First branches located?

See branch locations nearby.

Are First ATMs Open 24/7?

Do First ATMs accept cash deposits?

Can First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does First have a mobile app?

Does First have mobile deposit?

Does First have quick pay?

How can First transfer money to other banks or credit unions?

Does First report to credit bureaus?

Does First use Chexsystems?

Does First use Equifax?

What is First's toll free phone number?

What is First's ACH Routing Number?

What is First's SWIFT code?

Where can I find First's wire transfer form?

What is the First address for deposits?

What Products Does First Offer

Does First offer mortgages?

Compare mortgage rates here.

Does First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does First offer auto and RV loans?

Compare auto loan rates here.

Does First offer student loans or personal loans?

Compare personal loan rates here.

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