FIRST

25 S Arizona Pl Ste 111
Chandler, AZ 85225

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68444
Date Established 1935
Assets $460.32 million
Loans $350.25 million
Deposits $416.53 million
Capital $41.48 million

First is an NCUA insured institution located in Chandler, AZ. It was founded in 1935 and has approximately $460.32 millions in assets.

Who can join?

First Credit Union offers membership to persons who live, work, and worship within a ten mile radius of any First Credit Union branch. Field of membership also includes:

Immediate Family Members - Spouses, children, siblings, parents, grandparents, grandchildren, stepchildren, stepparents, step siblings and adopted children, even if not living in the same residence.

Household Members - Any person who is a permanent member of and participates in the maintenance of the household (i.e., two people sharing an apartment).

Retirees from any of our business partners/employer groups, even if retired from another state.

Member Referrals - Any current First Credit Union member can refer anyone anytime.

Field of Membership Restrictions

First Credit Union of Arizona is open to the residents, church members and the people that maintain employment within a 10-mile distance of any of the credit union offices; including the eligible areas that fall under the zip codes listed on the credit union website retirees from the credit union affiliated partner groups, the family or household members of the current credit union members, and anyone that is sponsored by a credit union member.

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $4,999 Learn MoreShow Less
Money Market
0.10% $10,000 $24,999 Learn MoreShow Less
Money Market
0.15% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.20% $1,000 $24,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.80% $10,000 $24,999 Learn MoreShow Less
6 Mo CD
0.90% $50,000 - Learn MoreShow Less
12 Mo CD
1.20% $10,000 $24,999 Learn MoreShow Less
12 Mo CD
1.30% $50,000 - Learn MoreShow Less
24 Mo CD
1.65% $10,000 $24,999 Learn MoreShow Less
24 Mo CD
1.75% $50,000 - Learn MoreShow Less
36 Mo CD
2.10% $10,000 $24,999 Learn MoreShow Less
36 Mo CD
2.20% $50,000 - Learn MoreShow Less
60 Mo CD
2.40% $10,000 $24,999 Learn MoreShow Less
60 Mo CD
2.50% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.65% $1 - Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
BestRateUSA
NMLS ID: 134407
License#: MC-5378
4.250% 4.250% 0.00 $0 $1,230 Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.183% 4.125% 0.25 $1,834 $1,212 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to FIRST
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


First Locations


Financial Details

First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First U.S. Average
10.99% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, First had $4,671,716 in non-current loans and $262,318 in owned assets. To cover these potential losses it had $41,478,621 in net worth and $3,411,328 in loans loss reserves. That gives it a Texas Ratio of 10.99%.

Net Worth
First U.S. Average
9.02% 13.61%

First FCU has a net worth of 9.02% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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