Compare Savings vs. CDs
Comparison of Deposit Account from FNB Bank with 0.05%
- September 2026
Long-Term Analysis of FNB Bank with 0.05% APY and Grant County Bank with 0.43% APY and Grant County Bank with 0.66% APY and Exchange Bank with 1.10% APY and ANB Bank with 0.40% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.05%-$50,00036 MonthBank0.07x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.05%Annual
InterestAnnual Interest
(After Tax)1 50,000 25 18 2 50,025 25 18 3 50,050 25 18 4 50,075 25 18 5 50,100 25 18 6 50,125 25 18 7 50,150 25 18 8 50,175 25 18 9 50,200 25 18 10 50,225 25 18 11 50,251 25 18 12 50,276 25 18 13 50,301 25 18 14 50,326 25 18 15 50,351 25 18 16 50,376 25 18 17 50,402 25 18 18 50,427 25 18 19 50,452 25 18 20 50,477 25 18 TOTAL $502 $352 - 2LOCAL CD0.43%-$50,00024 MonthBank0.65x (National Avg. - 0.66%)$1SCENARIO
Year Rate
0.43%Annual
InterestAnnual Interest
(After Tax)1 50,000 215 151 2 50,215 216 151 3 50,431 217 152 4 50,648 218 152 5 50,866 219 153 6 51,084 220 154 7 51,304 221 154 8 51,525 222 155 9 51,746 223 156 10 51,969 223 156 11 52,192 224 157 12 52,417 225 158 13 52,642 226 158 14 52,868 227 159 15 53,096 228 160 16 53,324 229 161 17 53,553 230 161 18 53,783 231 162 19 54,015 232 163 20 54,247 233 163 TOTAL $4,480 $3,136 - 3LOCAL CD0.66%-$50,00036 MonthBank0.87x (National Avg. - 0.76%)$100,000SCENARIO
Year Rate
0.66%Annual
InterestAnnual Interest
(After Tax)1 50,000 330 231 2 50,330 332 233 3 50,662 334 234 4 50,997 337 236 5 51,333 339 237 6 51,672 341 239 7 52,013 343 240 8 52,356 346 242 9 52,702 348 243 10 53,050 350 245 11 53,400 352 247 12 53,752 355 248 13 54,107 357 250 14 54,464 359 252 15 54,824 362 253 16 55,185 364 255 17 55,550 367 257 18 55,916 369 258 19 56,285 371 260 20 56,657 374 262 TOTAL $7,031 $4,921 - 4LOCAL CD1.10%-$50,00048 MonthBank1.34x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 5LOCAL CD0.40%-$50,00048 MonthBank0.49x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.40%Annual
InterestAnnual Interest
(After Tax)1 50,000 200 140 2 50,200 201 141 3 50,401 202 141 4 50,602 202 142 5 50,805 203 142 6 51,008 204 143 7 51,212 205 143 8 51,417 206 144 9 51,623 206 145 10 51,829 207 145 11 52,036 208 146 12 52,245 209 146 13 52,454 210 147 14 52,663 211 147 15 52,874 211 148 16 53,085 212 149 17 53,298 213 149 18 53,511 214 150 19 53,725 215 150 20 53,940 216 151 TOTAL $4,156 $2,909
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
Learn More | |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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