ANB Bank

3033 East First Avenue
Denver, CO 80206

 

2018 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 19220
Date Established 1964
Assets $2.58 billion
Loans $1.49 billion
Deposits $2.23 billion
Capital $0.20 billion

ANB Bank is an FDIC insured institution located in Denver, CO. It was founded in 1964 and has approximately $2.58 billion in assets. Customers can open an account at one of its 35 branches.

For a more detailed analysis of ANB Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in ANB Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Commercial and Industrial Loans.

Compared to other banks, ANB Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.44
Multifamily
Mortgages
1.94
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 6.62
Construction and Development Loans 9.42
Commercial Real Estate 33.85
Commercial and Industrial Loans 12.82
Farm Loans 1.73

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.40% $1 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.55% $10,000 - Learn MoreShow Less
6 Mo CD
0.75% $10,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
1.10% $1,000 $9,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.30% $100 $24,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ANB Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
First Internet Bank
NMLS ID: 424182
4.659% 4.625% 0.38 $988 $1,286 Learn More
Rocket Mortgage
NMLS ID: 3030
5.125% 5.125% 0.00 $0 $1,362 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

Note to ANB Bank
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

ANB Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


ANB Bank Locations

Financial Details

ANB Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of ANB Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
ANB Bank U.S. Bank Average
4.44% 7.92%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2018, ANB Bank had $9,271,000 in non-current loans and $145,000 in owned real estate. To cover these potential losses it had $196,983,000 in equity and $15,248,000 in loans loss reserves. That gives it a Texas Ratio of 4.44%.

Return on Equity
ANB Bank U.S. Bank Average
16.37% 9.77%

ANB Bank has a Return on Equity of 16.37% versus the BestCashCow average of 9.77%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
ANB Bank U.S. Bank Average
7.64% 12.31%

ANB Bank has a Capitalization of 7.64% versus the BestCashCow average of 12.31. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

ANB Bank Balance Sheet Analysis

As of June 30, 2018, ANB Bank had assets of $2,579,188,000, loans of $1,494,435,000, and deposits of $2,230,503,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.06 billion
Interest-bearing balances $0.03 billion
Total securities $0.83 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $1.49 billion
Loan loss allowance $0.02 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.05 billion
     Total Assets $2.38 billion
LIABILITIES
Total deposits $2.23 billion
      Interest-bearing deposits $1.39 billion
      Deposits held in domestic offices $2.23 billion
      % insured (estimated) 62.93%
Federal funds purchased and repurchase agreements $0.14 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $2.38 billion
      Shareholders’ Equity $0.20 billion

Summary Income Statement

June 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.05 billion
Total Interest Expense $0.00 billion
Net interest income $0.04 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.03 billion
Pre-tax Net Operating Income $0.02 billion

Frequently Asked Questions About Anb Bank

Branches and Savings

Is Anb Bank FDIC insured?

Yes. It is covered under FDIC Certificate #19220.

Why does Anb Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Anb Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Anb Bank a commercial bank?

Yes

Where are Anb Bank locations?

See branch locations nearby.

Is Anb Bank open on Saturdays?

Is Anb Bank open on Sundays?

What time does Anb Bank open?

What time does Anb Bank close?

Are Anb Bank ATMs Open 24/7?

Do Anb Bank ATMs accept cash deposits?

Can Anb Bank customers use other ATMs?

Do Anb Bank branches have notaries?

Will Anb Bank notarize my document?

What address for Anb Bank should I put for incoming ACH transfers?

Will the Anb Bank branch print checks?

Do Anb Bank checks expire?

Does Anb Bank require US citizenship to open account?

Can Anb Bank close my account?

Does Anb Bank Report to credit bureaus?

Does Anb Bank Use Equifax?

What is Anb Bank's ACH Routing Number?

What is Anb Bank's SWIFT code?

Products

Does Anb Bank offer mortgages?

Compare mortgage rates here.

Does Anb Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Anb Bank offer personal loans?

Compare personal loan rates here.

Does Anb Bank offer student loans?

Will Anb Bank cash a check?

Will Anb Bank redeem a savings bond?

Does Anb Bank cash savings bonds?

Will Anb Bank cash money orders?

Can Anb Bank issue a money order?

Does Anb Bank do currency exchange?

Background on The Bank

Who owns Anb Bank?

How long has Anb Bank been around?

Can Anb Bank transfer to other banks?

Does Anb Bank have quick pay?

Does Anb Bank accept rolled coins?

Will Anb Bank accept loose change?

Where is Anb Bank headquarters?

Customer Reviews for ANB Bank

There are currently no comments for ANB Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →