This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.95% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 477 | 334 |
| 2 | 50,477 | 482 | 337 |
| 3 | 50,959 | 486 | 340 |
| 4 | 51,445 | 491 | 344 |
| 5 | 51,935 | 495 | 347 |
| 6 | 52,431 | 500 | 350 |
| 7 | 52,931 | 505 | 353 |
| 8 | 53,436 | 510 | 357 |
| 9 | 53,946 | 515 | 360 |
| 10 | 54,461 | 520 | 364 |
| 11 | 54,980 | 525 | 367 |
| 12 | 55,505 | 530 | 371 |
| 13 | 56,034 | 535 | 374 |
| 14 | 56,569 | 540 | 378 |
| 15 | 57,108 | 545 | 381 |
| 16 | 57,653 | 550 | 385 |
| 17 | 58,203 | 555 | 389 |
| 18 | 58,758 | 561 | 392 |
| 19 | 59,319 | 566 | 396 |
| 20 | 59,885 | 571 | 400 |
| TOTAL | $10,456 | $7,319 |
| Year | Rate 1.45% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 725 | 508 |
| 2 | 50,725 | 736 | 515 |
| 3 | 51,461 | 746 | 522 |
| 4 | 52,207 | 757 | 530 |
| 5 | 52,964 | 768 | 538 |
| 6 | 53,732 | 779 | 545 |
| 7 | 54,511 | 790 | 553 |
| 8 | 55,301 | 802 | 561 |
| 9 | 56,103 | 813 | 569 |
| 10 | 56,917 | 825 | 578 |
| 11 | 57,742 | 837 | 586 |
| 12 | 58,579 | 849 | 595 |
| 13 | 59,428 | 862 | 603 |
| 14 | 60,290 | 874 | 612 |
| 15 | 61,164 | 887 | 621 |
| 16 | 62,051 | 900 | 630 |
| 17 | 62,951 | 913 | 639 |
| 18 | 63,864 | 926 | 648 |
| 19 | 64,790 | 939 | 658 |
| 20 | 65,729 | 953 | 667 |
| TOTAL | $16,682 | $11,678 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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