Shell Federal Credit Union

Headquarters

P.o. Box 578
Deer Park, TX 77536
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.55% →
1-Year CD 4.40% 5.41% →
2-Year CD 3.90% 5.25% →
5-Year CD 3.40% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Shell is an NCUA insured institution located in Deer Park, TX. It was founded in 1937 and has approximately $1828.65 millions in assets.

Who can join?

Anyone who lives, works, worships, or attends school in Harris Country, Texas or has an immediate family member who is currently a member of this union is eligible to join.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1941
Date Established 1937
Assets $1,828.65 million
Loans $1,450.61 million
Deposits $1,583.72 million
Capital $212.90 million
 

Field of Membership Restrictions

Membership in Shell Federal Credit Union is open to those who live, work, worship or attend school in Harris County, Texas or have an immediate family member who is currently a member.

Deposit Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $5 - Learn More
iSave
0.15% $25 - Learn More
Money Market
1.75% $2,500 $9,999 Learn More
Money Market
1.85% $10,000 $24,999 Learn More
Money Market
1.95% $25,000 $49,999 Learn More
Money Market
2.25% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.50% $500 $24,999 Learn More
6 Mo CD
4.50% $25,000 $49,999 Learn More
6 Months
4.65% $50,000 $99,999 Learn More
6 Months
4.65% $100,000 - Learn More
12 Mo CD
4.25% $500 $24,999 Learn More
12 Mo CD
4.25% $25,000 $49,999 Learn More
12 Months
4.40% $50,000 $99,999 Learn More
12 Months
4.40% $100,000 - Learn More
18 Mo CD
4.00% $500 $24,999 Learn More
18 Mo CD
4.00% $25,000 $49,999 Learn More
18 Months
4.15% $50,000 $99,999 Learn More
18 Months
4.15% $100,000 - Learn More
24 Mo CD
3.75% $500 $24,999 Learn More
24 Mo CD
3.75% $25,000 $49,999 Learn More
24 Months
3.90% $50,000 $99,999 Learn More
24 Months
3.90% $100,000 - Learn More
30 Mo CD
3.50% $500 $24,999 Learn More
30 Mo CD
3.50% $25,000 $49,999 Learn More
30 Months
3.65% $50,000 $99,999 Learn More
30 Months
3.65% $100,000 - Learn More
36 Mo CD
3.50% $500 $24,999 Learn More
36 Mo CD
3.50% $25,000 $49,999 Learn More
36 Months
3.65% $50,000 $99,999 Learn More
36 Months
3.65% $100,000 - Learn More
48 Mo CD
3.25% $500 $24,999 Learn More
48 Mo CD
3.25% $25,000 $49,999 Learn More
48 Months
3.40% $50,000 $99,999 Learn More
48 Months
3.40% $100,000 - Learn More
60 Mo CD
3.25% $500 $24,999 Learn More
60 Mo CD
3.25% $25,000 $49,999 Learn More
60 Months
3.40% $50,000 $99,999 Learn More
60 Months
3.40% $100,000 - Learn More
Checking Rates APY MIN FEE
eChecking 2.00% $0 $0.00 Learn MoreShow Less

Loan Rates - May 21, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Shell

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.968% 6.875% 0.75 $3,046 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.463% 7.375% 0.88 $2,800 $2,211 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Shell
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Shell branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

SHELL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Shell Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shell. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shell U.S. Average
9.40% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Shell had $18,832,497 in non-current loans and $2,105,858 in owned assets. To cover these potential losses it had $212,895,746 in net worth and $9,760,074 in loans loss reserves. That gives it a Texas Ratio of 9.40%.

Net Worth
Shell U.S. Average
11.63% 13.62%

Shell FCU has a net worth of 11.63% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Shell


  • August 17, 2016

    Hello,

    I am the CEO of a small credit union here in Dallas, and we are currently looking for another credit union to deposit a CD into. We are not receiving much of a benefit from our current institution, and would like to know the criteria to becoming a member and depositing into your fine institution. If you have a chance, please have a representative to contact me at 214.375.4271 or email me at goodstreetfcu@sbcglobal.net.


    Thank you for your time, and we look forward to speaking with you.


    Jamaal D. Robinson
    Interim CEO
    Good Street FCU


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