Compare Savings vs. CDs
Comparison of Deposit Account from Generations Bank with 0.22%
- September 2026
Long-Term Analysis of SEABOARD with 0.95% APY and Generations Bank with 0.22% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.95%-$50,00024 MonthCredit Union1.43x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.95%Annual
InterestAnnual Interest
(After Tax)1 50,000 475 333 2 50,475 480 336 3 50,955 484 339 4 51,439 489 342 5 51,927 493 345 6 52,421 498 349 7 52,919 503 352 8 53,421 508 355 9 53,929 512 359 10 54,441 517 362 11 54,958 522 365 12 55,480 527 369 13 56,007 532 372 14 56,540 537 376 15 57,077 542 380 16 57,619 547 383 17 58,166 553 387 18 58,719 558 390 19 59,277 563 394 20 59,840 568 398 TOTAL $10,408 $7,286 - 2LOCAL CD0.22%-$50,0006 MonthBank0.55x (National Avg. - 0.40%)$10,000SCENARIO
Year Rate
0.22%Annual
InterestAnnual Interest
(After Tax)1 50,000 110 77 2 50,110 110 77 3 50,220 110 77 4 50,331 111 78 5 50,441 111 78 6 50,552 111 78 7 50,664 111 78 8 50,775 112 78 9 50,887 112 78 10 50,999 112 79 11 51,111 112 79 12 51,223 113 79 13 51,336 113 79 14 51,449 113 79 15 51,562 113 79 16 51,676 114 80 17 51,789 114 80 18 51,903 114 80 19 52,017 114 80 20 52,132 115 80 TOTAL $2,247 $1,573
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
|
|
Take your savings to the next level with our 12-month online CD special! 12-Month |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.45% on April 27. |
||||
|
|
4.50% |
$500 |
Learn More | |
|
Last change: ↑0.43% on April 27. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑0.65% on August 6. |
||||
|
|
4.50% |
$10,000 |
Learn More | |
|
Last change: ↑1.20% on August 6. |
||||
