Sunmark

Headquarters

1187 Troy Schenectady Rd
Latham, NY 12110
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.85% →
1-Year CD 0.15% 0.75% →
2-Year CD 0.40% 0.80% →
5-Year CD 0.50% 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sunmark is an NCUA insured institution located in Latham, NY. It was founded in 1937 and has approximately $981.48 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 68710
Date Established 1937
Assets $981.48 million
Loans $733.08 million
Deposits $894.54 million
Capital $85.24 million
 

Deposit Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.15% $10,000 $14,999 Learn More
12 Mo CD
0.15% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.75% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.50% $10,000 $14,999 Learn More
60 Mo CD
0.50% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SUNMARK

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.805% 2.750% 0.75 $1,792 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to SUNMARK
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sunmark branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sunmark Locations



Climate Initiatives

SUNMARK is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Sunmark Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sunmark. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sunmark U.S. Average
3.21% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Sunmark had $1,969,317 in non-current loans and $913,984 in owned assets. To cover these potential losses it had $85,239,397 in net worth and $4,562,255 in loans loss reserves. That gives it a Texas Ratio of 3.21%.

Net Worth
Sunmark U.S. Average
8.68% 12.22%

Sunmark FCU has a net worth of 8.68% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sunmark

Branches and Savings

What is Sunmark?

A credit union, registered with the NCUA under certificate #68710.
Learn more about credit unions here.

Is Sunmark FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sunmark is insured by the NCUA.

Who can join Sunmark?

Please see Field of Membership information above for information on who is eligible to join.

What are Sunmark's share account and share certificate rates?

Sunmark's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sunmark?

Sunmark has total capital of $85.24 million. Full information on Sunmark's financial position is located above.

Who owns Sunmark?

Credit Unions are owned by their members.

Where are Sunmark branches located?

See branch locations nearby.

Are Sunmark ATMs Open 24/7?

Do Sunmark ATMs accept cash deposits?

Can Sunmark customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sunmark have a mobile app?

Does Sunmark have mobile deposit?

Does Sunmark have quick pay?

How can Sunmark transfer money to other banks or credit unions?

Does Sunmark report to credit bureaus?

Does Sunmark use Chexsystems?

Does Sunmark use Equifax?

What is Sunmark's toll free phone number?

What is Sunmark's ACH Routing Number?

What is Sunmark's SWIFT code?

Where can I find Sunmark's wire transfer form?

What is the Sunmark address for deposits?

What Products Does Sunmark Offer

Does Sunmark offer mortgages?

Compare mortgage rates here.

Does Sunmark offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sunmark offer auto and RV loans?

Compare auto loan rates here.

Does Sunmark offer student loans or personal loans?

Compare personal loan rates here.

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