This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.40% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 700 | 490 |
| 2 | 50,700 | 710 | 497 |
| 3 | 51,410 | 720 | 504 |
| 4 | 52,130 | 730 | 511 |
| 5 | 52,859 | 740 | 518 |
| 6 | 53,599 | 750 | 525 |
| 7 | 54,350 | 761 | 533 |
| 8 | 55,111 | 772 | 540 |
| 9 | 55,882 | 782 | 548 |
| 10 | 56,665 | 793 | 555 |
| 11 | 57,458 | 804 | 563 |
| 12 | 58,262 | 816 | 571 |
| 13 | 59,078 | 827 | 579 |
| 14 | 59,905 | 839 | 587 |
| 15 | 60,744 | 850 | 595 |
| 16 | 61,594 | 862 | 604 |
| 17 | 62,456 | 874 | 612 |
| 18 | 63,331 | 887 | 621 |
| 19 | 64,217 | 899 | 629 |
| 20 | 65,117 | 912 | 638 |
| TOTAL | $16,028 | $11,220 |
| Year | Rate 0.12% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 60 | 42 |
| 2 | 50,060 | 60 | 42 |
| 3 | 50,120 | 60 | 42 |
| 4 | 50,180 | 60 | 42 |
| 5 | 50,240 | 60 | 42 |
| 6 | 50,301 | 60 | 42 |
| 7 | 50,361 | 60 | 42 |
| 8 | 50,422 | 61 | 42 |
| 9 | 50,482 | 61 | 42 |
| 10 | 50,543 | 61 | 42 |
| 11 | 50,603 | 61 | 43 |
| 12 | 50,664 | 61 | 43 |
| 13 | 50,725 | 61 | 43 |
| 14 | 50,786 | 61 | 43 |
| 15 | 50,847 | 61 | 43 |
| 16 | 50,908 | 61 | 43 |
| 17 | 50,969 | 61 | 43 |
| 18 | 51,030 | 61 | 43 |
| 19 | 51,091 | 61 | 43 |
| 20 | 51,152 | 61 | 43 |
| TOTAL | $1,214 | $850 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.35% |
$1,000 |
Learn More | |
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Last change: ↑2.35% on September 16. |
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|
|
4.34% |
$500 |
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Last change: ↑1.66% on April 4. |
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|
|
4.34% |
$500 |
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Last change: ↑0.66% on February 4. |
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|
|
4.30% |
$50,000 |
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Last change: ↓0.15% on September 23. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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