This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 55 | 39 |
| 2 | 50,055 | 55 | 39 |
| 3 | 50,110 | 55 | 39 |
| 4 | 50,165 | 55 | 39 |
| 5 | 50,220 | 55 | 39 |
| 6 | 50,276 | 55 | 39 |
| 7 | 50,331 | 55 | 39 |
| 8 | 50,386 | 55 | 39 |
| 9 | 50,442 | 55 | 39 |
| 10 | 50,497 | 56 | 39 |
| 11 | 50,553 | 56 | 39 |
| 12 | 50,608 | 56 | 39 |
| 13 | 50,664 | 56 | 39 |
| 14 | 50,720 | 56 | 39 |
| 15 | 50,776 | 56 | 39 |
| 16 | 50,831 | 56 | 39 |
| 17 | 50,887 | 56 | 39 |
| 18 | 50,943 | 56 | 39 |
| 19 | 50,999 | 56 | 39 |
| 20 | 51,055 | 56 | 39 |
| TOTAL | $1,112 | $778 |
| Year | Rate 0.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 35 | 25 |
| 2 | 50,035 | 35 | 25 |
| 3 | 50,070 | 35 | 25 |
| 4 | 50,105 | 35 | 25 |
| 5 | 50,140 | 35 | 25 |
| 6 | 50,175 | 35 | 25 |
| 7 | 50,210 | 35 | 25 |
| 8 | 50,246 | 35 | 25 |
| 9 | 50,281 | 35 | 25 |
| 10 | 50,316 | 35 | 25 |
| 11 | 50,351 | 35 | 25 |
| 12 | 50,386 | 35 | 25 |
| 13 | 50,422 | 35 | 25 |
| 14 | 50,457 | 35 | 25 |
| 15 | 50,492 | 35 | 25 |
| 16 | 50,528 | 35 | 25 |
| 17 | 50,563 | 35 | 25 |
| 18 | 50,598 | 35 | 25 |
| 19 | 50,634 | 35 | 25 |
| 20 | 50,669 | 35 | 25 |
| TOTAL | $705 | $493 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,000 |
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Last change: ↑0.05% on December 1. |
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|
|
4.15% |
$1,500 |
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Last change: ↓0.05% on December 1. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↑0.10% on December 1. |
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|
|
4.10% |
$25,000 |
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|
Last change: ↓0.15% on November 26. |
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