Family First Credit Union
Headquarters
3604 Atlanta Ave
Hapeville, GA 30354
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2024 Overview
General Credit Union Information
Family First is an NCUA insured institution located in Hapeville, GA. It was founded in 1930 and has approximately $129.77 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61831 |
| Date Established | 1930 |
| Assets | $129.77 million |
| Loans | $88.84 million |
| Deposits | $112.15 million |
| Capital | $17.97 million |
Field of Membership Restrictions
Family First Credit Union (formerly known as the Fulton Teachers Credit Union) of Georgia is open to the Fulton County School Board of Education and the Atlanta Public Shool System employees as well as the employees of the private and municipal educational institutions that are listed on the credit union website and the family members of these eligible people.
Deposit Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.30% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.81% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.96% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.03% | $2,500 | $3,499 | Learn More |
Loan Rates - April 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Family First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.987% | 6.875% | 0.50 | $3,661 | $2,103 | Learn More |
NMLS ID: 3030 |
7.350% | 7.250% | 1.00 | $3,200 | $2,183 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Family First
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Branches
Below are Family First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
FAMILY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Family First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Family First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Family First | U.S. Average |
|---|---|
| 6.60% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Family First had $1,177,117 in non-current loans and $40,420 in owned assets. To cover these potential losses it had $17,967,734 in net worth and $474,871 in loans loss reserves. That gives it a Texas Ratio of 6.60%.
Net Worth
| Family First | U.S. Average |
|---|---|
| 13.79% | 13.62% |
Family First FCU has a net worth of 13.79% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Family First
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