Hapeville, GA 30354

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 61831
Date Established 1930
Assets $106.91 million
Loans $58.90 million
Deposits $91.07 million
Capital $14.94 million

Family First is an NCUA insured institution located in Hapeville, GA. It was founded in 1930 and has approximately $106.91 millions in assets.

Field of Membership Restrictions

Family First Credit Union (formerly known as the Fulton Teachers Credit Union) of Georgia is open to the Fulton County School Board of Education and the Atlanta Public Shool System employees as well as the employees of the private and municipal educational institutions that are listed on the credit union website and the family members of these eligible people.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.50% $2,500 $9,999 Learn MoreShow Less
Money Market
0.60% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
1.15% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
1.15% $1,000 $49,999 Learn MoreShow Less
12 Mo CD
1.26% $50,000 - Learn MoreShow Less
1.46% $1,000 $49,999 Learn MoreShow Less
24 Mo CD
1.51% $50,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.25% $1,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $50 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for FAMILY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Family First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Family First Locations

Financial Details

Family First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family First U.S. Average
4.71% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Family First had $641,388 in non-current loans and $96,436 in owned assets. To cover these potential losses it had $14,944,231 in net worth and $710,735 in loans loss reserves. That gives it a Texas Ratio of 4.71%.

Net Worth
Family First U.S. Average
13.97% 13.65%

Family First FCU has a net worth of 13.97% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Family First

Branches and Savings

What is Family First?

A federal credit union, registered with the NCUA under certificate #61831.
Learn more about credit unions here.

Is Family First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Family First?

Please see Field of Membership information above for information on who is eligible to join.

What are Family First's share account and share certificate rates?

Family First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Family First?

Family First has total capital of $14.94 million. Full information on Family First's financial position is located above.

Who owns Family First?

Credit Unions are owned by their members.

Where are Family First branches located?

See branch locations nearby.

Are Family First ATMs Open 24/7?

Do Family First ATMs accept cash deposits?

Can Family First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Family First have a mobile app?

Does Family First have mobile deposit?

Does Family First have quick pay?

How can Family First transfer money to other banks or credit unions?

Does Family First report to credit bureaus?

Does Family First use Chexsystems?

Does Family First use Equifax?

What is Family First's toll free phone number?

What is Family First's ACH Routing Number?

What is Family First's SWIFT code?

Where can I find Family First's wire transfer form?

What is the Family First address for deposits?

What Products Does Family First Offer

Does Family First offer mortgages?

Compare mortgage rates here.

Does Family First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Family First offer auto and RV loans?

Compare auto loan rates here.

Does Family First offer student loans or personal loans?

Compare personal loan rates here.

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