Family First Credit Union

Headquarters

3604 Atlanta Ave
Hapeville, GA 30354
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 4.08% →
1-Year CD 0.81% 4.71% →
2-Year CD 1.01% 4.73% →
5-Year CD N.A. 4.75% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 1.93% →

2022 Overview

General Credit Union Information

Family First is an NCUA insured institution located in Hapeville, GA. It was founded in 1930 and has approximately $141.9 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 61831
Date Established 1930
Assets $141.90 million
Loans $77.10 million
Deposits $125.71 million
Capital $16.37 million
 

Field of Membership Restrictions

Family First Credit Union (formerly known as the Fulton Teachers Credit Union) of Georgia is open to the Fulton County School Board of Education and the Atlanta Public Shool System employees as well as the employees of the private and municipal educational institutions that are listed on the credit union website and the family members of these eligible people.

Deposit Rates - December 4, 2022

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.35% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.81% $100,000 $199,999 Learn More
24 Mo CD
0.96% $10,000 $14,999 Learn More
24 Mo CD
1.01% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 4, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for FAMILY FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2022

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Payment
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NMLS ID: 1168
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Eligibility.org
NMLS ID: 1907
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Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
6.490 %
After Intro: 7.500 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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6.240 %
$0 Learn More
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Note to FAMILY FIRST
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Branches

Below are Family First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Family First Locations



Climate Initiatives

FAMILY FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Family First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Family First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Family First U.S. Average
6.38% 4.24

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2022, Family First had $1,036,500 in non-current loans and $40,420 in owned assets. To cover these potential losses it had $16,370,782 in net worth and $515,017 in loans loss reserves. That gives it a Texas Ratio of 6.38%.

Net Worth
Family First U.S. Average
11.54% 12.40%

Family First FCU has a net worth of 11.54% versus the BestCashCow average of 12.40. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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