This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 555 | 389 |
| 2 | 50,555 | 561 | 393 |
| 3 | 51,116 | 567 | 397 |
| 4 | 51,684 | 574 | 402 |
| 5 | 52,257 | 580 | 406 |
| 6 | 52,837 | 586 | 411 |
| 7 | 53,424 | 593 | 415 |
| 8 | 54,017 | 600 | 420 |
| 9 | 54,616 | 606 | 424 |
| 10 | 55,223 | 613 | 429 |
| 11 | 55,836 | 620 | 434 |
| 12 | 56,455 | 627 | 439 |
| 13 | 57,082 | 634 | 444 |
| 14 | 57,716 | 641 | 448 |
| 15 | 58,356 | 648 | 453 |
| 16 | 59,004 | 655 | 458 |
| 17 | 59,659 | 662 | 464 |
| 18 | 60,321 | 670 | 469 |
| 19 | 60,991 | 677 | 474 |
| 20 | 61,668 | 685 | 479 |
| TOTAL | $12,352 | $8,647 |
| Year | Rate 0.22% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 110 | 77 |
| 2 | 50,110 | 110 | 77 |
| 3 | 50,220 | 110 | 77 |
| 4 | 50,331 | 111 | 78 |
| 5 | 50,441 | 111 | 78 |
| 6 | 50,552 | 111 | 78 |
| 7 | 50,664 | 111 | 78 |
| 8 | 50,775 | 112 | 78 |
| 9 | 50,887 | 112 | 78 |
| 10 | 50,999 | 112 | 79 |
| 11 | 51,111 | 112 | 79 |
| 12 | 51,223 | 113 | 79 |
| 13 | 51,336 | 113 | 79 |
| 14 | 51,449 | 113 | 79 |
| 15 | 51,562 | 113 | 79 |
| 16 | 51,676 | 114 | 80 |
| 17 | 51,789 | 114 | 80 |
| 18 | 51,903 | 114 | 80 |
| 19 | 52,017 | 114 | 80 |
| 20 | 52,132 | 115 | 80 |
| TOTAL | $2,247 | $1,573 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.51% |
$1,000 |
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Last change: ↑0.06% on June 24. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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