GreenLeaf Bank

Headquarters

1608 Day Street
Greenleaf, WI 54126
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.12% 0.85% →
1-Year CD 0.75% 0.80% →
2-Year CD 0.95% 0.80% →
5-Year CD 1.26% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

GreenLeaf Bank is an FDIC insured institution located in Greenleaf, WI. It was founded in 1913 and has approximately $0.12 billion in assets. Customers can open an account at one of its 3 branches.

FDIC Insured Yes
FDIC Certificate # 12661
Date Established 1913
Assets $ 117.06 million
Loans $ 58.26 million
Deposits $ 105.76 million
Capital $ 11.10 million
 

For a more detailed analysis of GreenLeaf Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2021

Your Current Location: California, CA 92111

Savings and Money Market Rates APY MIN MAX
Savings
0.12% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.18% $10,000 $14,999 Learn More
Money Market
0.22% $25,000 $29,999 Learn More
Premium Money Market Account
0.18% $10,000 $14,999 Learn More
Premium Money Market Account
0.22% $25,000 $34,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.85% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.95% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.08% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - September 23, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for GreenLeaf Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
The Union Bank Company
NMLS ID: 433131
2.845% 2.750%
0.88 points
$3,144 fees
$1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to GreenLeaf Bank
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Branches

GreenLeaf Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


GreenLeaf Bank Locations


Financial Details

GreenLeaf Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of GreenLeaf Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
GreenLeaf Bank U.S. Bank Average
0% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, GreenLeaf Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $11,104,000 in equity and $1,101,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
GreenLeaf Bank U.S. Bank Average
8.04% 11.43%

GreenLeaf Bank has a Return on Equity of 8.04% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
GreenLeaf Bank U.S. Bank Average
9.49% 11.51%

GreenLeaf Bank has a Capitalization of 9.49% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

GreenLeaf Bank Balance Sheet Analysis

As of March 31, 2021, GreenLeaf Bank had assets of $117,056,000, loans of $58,256,000, and deposits of $105,757,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
ASSETS
Cash & Balances due from depository institutions $ 6.90 million
Interest-bearing balances $ 4.90 million
Total securities $ 47.78 million
Federal funds sold and reverse repurchase $ 0.81 million
Net loans and leases $ 58.26 million
Loan loss allowance $ 1.10 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 0.21 million
All other assets $ 2.96 million
     Total Assets $ 105.95 million
LIABILITIES
Total deposits $ 105.76 million
      Interest-bearing deposits $ 89.15 million
      Deposits held in domestic offices $ 105.76 million
      % insured (estimated) 81.58%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.20 million
      Total Liabilities $ 105.95 million
      Shareholders’ Equity $ 11.10 million

Summary Income Statement

March 31, 2021
INCOME AND EXPENSES
Total Interest Income $ 0.91 million
Total Interest Expense $ 0.10 million
Net interest income $ 0.81 million
Provision for loan and lease losses $ 0.02 million
Total non interest income $ 0.15 million
Total non interest expense $ 0.68 million
Pre-tax Net Operating Income $ 0.26 million

Bank Loan Profile?

The top three loan types in GreenLeaf Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, GreenLeaf Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 40.95
Multifamily
Mortgages
2.38
Credit Card Loans 0.00
Consumer Auto Loans 0.65
Small Business Loans 0.00
Construction and Development Loans 5.35
Commercial Real Estate 26.63
Commercial and Industrial Loans 10.68
Farm Loans 0.33

Frequently Asked Questions About Greenleaf Bank

Branches and Savings

Is Greenleaf Bank FDIC insured?

Yes. It is covered under FDIC Certificate #12661.

Why does Greenleaf Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Greenleaf Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Greenleaf Bank a commercial bank?

Yes

Where are Greenleaf Bank locations?

See branch locations nearby.

Is Greenleaf Bank open on Saturdays?

Is Greenleaf Bank open on Sundays?

What time does Greenleaf Bank open?

What time does Greenleaf Bank close?

Are Greenleaf Bank ATMs Open 24/7?

Do Greenleaf Bank ATMs accept cash deposits?

Can Greenleaf Bank customers use other ATMs?

Do Greenleaf Bank branches have notaries?

Will Greenleaf Bank notarize my document?

What address for Greenleaf Bank should I put for incoming ACH transfers?

Will the Greenleaf Bank branch print checks?

Do Greenleaf Bank checks expire?

Does Greenleaf Bank require US citizenship to open account?

Can Greenleaf Bank close my account?

Does Greenleaf Bank Report to credit bureaus?

Does Greenleaf Bank Use Equifax?

What is Greenleaf Bank's ACH Routing Number?

What is Greenleaf Bank's SWIFT code?

Products

Does Greenleaf Bank offer mortgages?

Compare mortgage rates here.

Does Greenleaf Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Greenleaf Bank offer personal loans?

Compare personal loan rates here.

Does Greenleaf Bank offer student loans?

Will Greenleaf Bank cash a check?

Will Greenleaf Bank redeem a savings bond?

Does Greenleaf Bank cash savings bonds?

Will Greenleaf Bank cash money orders?

Can Greenleaf Bank issue a money order?

Does Greenleaf Bank do currency exchange?

Background on The Bank

Who owns Greenleaf Bank?

How long has Greenleaf Bank been around?

Can Greenleaf Bank transfer to other banks?

Does Greenleaf Bank have quick pay?

Does Greenleaf Bank accept rolled coins?

Will Greenleaf Bank accept loose change?

Where is Greenleaf Bank headquarters?

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