Compare Savings vs. CDs
Comparison of Deposit Account from GREENVILLE HERITAGE with 0.25% - May 2024


Long-Term Analysis of GREENVILLE HERITAGE with 0.25% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.25%
    -
    $50,000
    18 Month
    Credit Union
    0.43x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 126 88
    2 50,126 126 88
    3 50,251 126 88
    4 50,377 126 89
    5 50,504 127 89
    6 50,631 127 89
    7 50,758 127 89
    8 50,885 128 89
    9 51,013 128 90
    10 51,141 128 90
    11 51,269 129 90
    12 51,398 129 90
    13 51,527 129 91
    14 51,656 130 91
    15 51,786 130 91
    16 51,916 130 91
    17 52,046 131 91
    18 52,177 131 92
    19 52,308 131 92
    20 52,439 132 92
    TOTAL $2,571 $1,800

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.
    3 Month CD.

    Last change: ↑0.60% on April 19.
    Warning: Early Withdrawal Penalty is 12 Months interest.

    Last change: ↑0.20% on September 8, 2023.
    6 Month CD.

    Last change: ↓0.05% on March 15.
    3 Month CD.