2020 Overview
General Credit Union Information
Greenville Heritage is an NCUA insured institution located in Greenville, SC. It was founded in 1941 and has approximately $130.88 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 4400 |
| Date Established | 1941 |
| Assets | $130.88 million |
| Loans | $81.56 million |
| Deposits | $113.72 million |
| Capital | $16.76 million |
Field of Membership Restrictions
Deposit Rates - October 22, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,001 | $10,000 |
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|
|
Money Market
|
0.05% | $250 | $10,000 |
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|
|
Money Market
|
0.10% | $250 | $10,000 |
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|
|
Money Market
|
0.15% | $10,001 | $25,000 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
0.10% | $1,000 | $50,000 |
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|
| 3 Mo CD
|
0.10% | $50,001 | $100,000 |
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|
| 6 Mo CD
|
0.15% | $1,000 | $50,000 |
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|
| 6 Mo CD
|
0.15% | $50,001 | $100,000 |
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|
| 12 Mo CD
|
0.15% | $1,000 | $50,000 |
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|
| 12 Mo CD
|
0.25% | $50,001 | $100,000 |
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|
| 18 Mo CD
|
0.25% | $1,000 | $50,000 |
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|
| 18 Mo CD
|
0.35% | $50,001 | $100,000 |
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|
| 24 Mo CD
|
0.30% | $1,000 | $50,000 |
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|
| 24 Mo CD
|
0.40% | $50,001 | $100,000 |
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|
| 30 Mo CD
|
0.40% | $1,000 | $50,000 |
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|
| 30 Mo CD
|
0.50% | $50,001 | $100,000 |
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|
| 36 Mo CD
|
0.50% | $1,000 | $50,000 |
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|
| 36 Mo CD
|
0.60% | $50,001 | $100,000 |
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|
| 48 Mo CD
|
0.55% | $1,000 | $50,000 |
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|
| 48 Mo CD
|
0.65% | $50,001 | $100,000 |
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|
| 60 Mo CD
|
0.65% | $1,000 | $50,000 |
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|
| 60 Mo CD
|
0.75% | $50,001 | $100,000 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.30% | $1 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $250 | - | Learn More |
Loan Rates - October 22, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for GREENVILLE HERITAGE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.570% | 2.500% | 0.88 | $2,312 | $988 | Learn More |
|
NMLS ID: 3030 |
3.620% | 3.500% | 1.00 | $3,750 | $1,123 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to GREENVILLE HERITAGE
To upload and update your bank's rates please register.
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Branches
Below are Greenville Heritage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Greenville Heritage Locations
Financial Details
Greenville Heritage Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greenville Heritage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greenville Heritage | U.S. Average |
|---|---|
| 0.94% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Greenville Heritage had $140,708 in non-current loans and $25,000 in owned assets. To cover these potential losses it had $16,758,717 in net worth and $818,947 in loans loss reserves. That gives it a Texas Ratio of 0.94%.
Net Worth
| Greenville Heritage | U.S. Average |
|---|---|
| 12.8% | 13.61% |
Greenville Heritage FCU has a net worth of 12.8% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Greenville Heritage
Branches and Savings
What is Greenville Heritage?
A federal credit union, registered with the NCUA under certificate #4400.
Learn more about credit unions here.
Is Greenville Heritage FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Greenville Heritage?
Please see Field of Membership information above for information on who is eligible to join.
How big is Greenville Heritage?
Greenville Heritage has total capital of $16.76 million. Full information on Greenville Heritage's financial position is located above.
Who owns Greenville Heritage?
Credit Unions are owned by their members.
Where are Greenville Heritage branches located?
See branch locations nearby.
Are Greenville Heritage ATMs Open 24/7?
Do Greenville Heritage ATMs accept cash deposits?
Can Greenville Heritage customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Greenville Heritage have a mobile app?
Does Greenville Heritage have mobile deposit?
Does Greenville Heritage have quick pay?
How can Greenville Heritage transfer money to other banks or credit unions?
Does Greenville Heritage report to credit bureaus?
Does Greenville Heritage use Chexsystems?
Does Greenville Heritage use Equifax?
What is Greenville Heritage's toll free phone number?
What is Greenville Heritage's ACH Routing Number?
What is Greenville Heritage's SWIFT code?
Where can I find Greenville Heritage's wire transfer form?
What is the Greenville Heritage address for deposits?
What Products Does Greenville Heritage Offer
Does Greenville Heritage offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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