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Comparison of Deposit Account from GREENVILLE HERITAGE with 0.15% - August 2025


Long-Term Analysis of GREENWOOD MUNICIPAL with 0.40% APY and GREENVILLE HERITAGE with 0.25% APY and GREENVILLE HERITAGE with 0.25% APY and GREENVILLE HERITAGE with 0.35% APY and GREENVILLE HERITAGE with 0.50% APY and GREENVILLE HERITAGE with 0.15% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    GREENWOOD MUNICIPAL
    0.40%
    -
    $50,000
    6 Month
    Credit Union
    0.98x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.40%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 200 140
    2 50,200 201 141
    3 50,401 202 141
    4 50,602 202 142
    5 50,805 203 142
    6 51,008 204 143
    7 51,212 205 143
    8 51,417 206 144
    9 51,623 206 145
    10 51,829 207 145
    11 52,036 208 146
    12 52,245 209 146
    13 52,454 210 147
    14 52,663 211 147
    15 52,874 211 148
    16 53,085 212 149
    17 53,298 213 149
    18 53,511 214 150
    19 53,725 215 150
    20 53,940 216 151
    TOTAL $4,156 $2,909
  • 2
    LOCAL CD
    GREENVILLE HERITAGE
    0.25%
    -
    $50,000
    12 Month
    Credit Union
    0.45x (National Avg. - 0.55%)
    $50,001
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 126 88
    2 50,126 126 88
    3 50,251 126 88
    4 50,377 126 89
    5 50,504 127 89
    6 50,631 127 89
    7 50,758 127 89
    8 50,885 128 89
    9 51,013 128 90
    10 51,141 128 90
    11 51,269 129 90
    12 51,398 129 90
    13 51,527 129 91
    14 51,656 130 91
    15 51,786 130 91
    16 51,916 130 91
    17 52,046 131 91
    18 52,177 131 92
    19 52,308 131 92
    20 52,439 132 92
    TOTAL $2,571 $1,800
  • 3
    LOCAL CD
    GREENVILLE HERITAGE
    0.25%
    -
    $50,000
    18 Month
    Credit Union
    0.43x (National Avg. - 0.58%)
    $1,000
     
    SCENARIO
    Year Rate
    0.25%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 126 88
    2 50,126 126 88
    3 50,251 126 88
    4 50,377 126 89
    5 50,504 127 89
    6 50,631 127 89
    7 50,758 127 89
    8 50,885 128 89
    9 51,013 128 90
    10 51,141 128 90
    11 51,269 129 90
    12 51,398 129 90
    13 51,527 129 91
    14 51,656 130 91
    15 51,786 130 91
    16 51,916 130 91
    17 52,046 131 91
    18 52,177 131 92
    19 52,308 131 92
    20 52,439 132 92
    TOTAL $2,571 $1,800
  • 4
    LOCAL CD
    GREENVILLE HERITAGE
    0.35%
    -
    $50,000
    18 Month
    Credit Union
    0.61x (National Avg. - 0.58%)
    $50,001
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 176 123
    2 50,176 176 123
    3 50,352 177 124
    4 50,528 177 124
    5 50,706 178 125
    6 50,884 179 125
    7 51,062 179 125
    8 51,242 180 126
    9 51,421 180 126
    10 51,602 181 127
    11 51,783 182 127
    12 51,965 182 128
    13 52,147 183 128
    14 52,330 184 129
    15 52,514 184 129
    16 52,698 185 129
    17 52,883 186 130
    18 53,069 186 130
    19 53,255 187 131
    20 53,442 188 131
    TOTAL $3,630 $2,541
  • 5
    LOCAL CD
    GREENVILLE HERITAGE
    0.50%
    -
    $50,000
    36 Month
    Credit Union
    0.67x (National Avg. - 0.75%)
    $1,000
     
    SCENARIO
    Year Rate
    0.50%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 251 176
    2 50,251 252 177
    3 50,503 254 177
    4 50,757 255 178
    5 51,012 256 179
    6 51,268 257 180
    7 51,525 259 181
    8 51,784 260 182
    9 52,044 261 183
    10 52,305 263 184
    11 52,567 264 185
    12 52,831 265 186
    13 53,097 267 187
    14 53,363 268 188
    15 53,631 269 188
    16 53,900 271 189
    17 54,171 272 190
    18 54,443 273 191
    19 54,716 275 192
    20 54,991 276 193
    TOTAL $5,267 $3,687
  • 6
    LOCAL CD
    GREENVILLE HERITAGE
    0.15%
    -
    $50,000
    6 Month
    Credit Union
    0.37x (National Avg. - 0.41%)
    $1,000
     
    SCENARIO
    Year Rate
    0.15%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 76 53
    2 50,076 76 53
    3 50,151 76 53
    4 50,227 76 53
    5 50,303 76 53
    6 50,379 76 53
    7 50,455 76 53
    8 50,531 76 53
    9 50,607 76 53
    10 50,684 77 54
    11 50,760 77 54
    12 50,837 77 54
    13 50,914 77 54
    14 50,990 77 54
    15 51,067 77 54
    16 51,145 77 54
    17 51,222 77 54
    18 51,299 77 54
    19 51,377 78 54
    20 51,454 78 54
    TOTAL $1,532 $1,072

    All calculations are for demonstration purposes only.

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