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Comparison of Deposit Account from GTE with 3.30% - December 2025

Long-Term Analysis of First National Bank of Scotia with 1.69% APY and GTE with 3.30% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

First National Bank of Scotia

1.69%

$50,000

48 Month

Bank

2.06x (National Avg. - 0.82%)

$500

SCENARIO

Year	Rate 1.69%	Annual Interest	Annual Interest (After Tax)
1	50,000	845	592
2	50,845	859	601
3	51,704	874	612
4	52,578	889	622
5	53,467	904	633
6	54,370	919	643
7	55,289	934	654
8	56,223	950	665
9	57,174	966	676
10	58,140	983	688
11	59,122	999	699
12	60,122	1,016	711
13	61,138	1,033	723
14	62,171	1,051	735
15	63,222	1,068	748
16	64,290	1,087	761
17	65,377	1,105	773
18	66,481	1,124	786
19	67,605	1,143	800
20	68,747	1,162	813
	TOTAL	$19,909	$13,937

LOCAL CD

GTE

3.30%

$50,000

6 Month

Credit Union

8.15x (National Avg. - 0.41%)

$100,000

SCENARIO

Year	Rate 3.30%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,650	1,155
2	51,650	1,704	1,193
3	53,354	1,761	1,232
4	55,115	1,819	1,273
5	56,934	1,879	1,315
6	58,813	1,941	1,359
7	60,754	2,005	1,403
8	62,758	2,071	1,450
9	64,829	2,139	1,498
10	66,969	2,210	1,547
11	69,179	2,283	1,598
12	71,462	2,358	1,651
13	73,820	2,436	1,705
14	76,256	2,516	1,762
15	78,772	2,599	1,820
16	81,372	2,685	1,880
17	84,057	2,774	1,942
18	86,831	2,865	2,006
19	89,697	2,960	2,072
20	92,657	3,058	2,140
	TOTAL	$45,714	$32,000

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Total Bank, a division of City National Bank of Florida	4.25%	$25,000	Learn More
Last change: ↓0.16% on September 18. 3 Month CD.
Finworth, a division of InsBank	4.20%	$50,000	Learn More
Last change: ↑0.20% on December 7. Early Withdrawal Penalty is 6 months interest.
Limelight Bank, A division of Capital Community Bank	4.20%	$1,000	Learn More
Last change: ↑0.05% on December 1.
Limelight Bank, A division of Capital Community Bank	4.15%	$1,000	Learn More
Last change: ↑0.10% on December 1. Early Withdrawal Penalty is 90 days interest.
Total Bank, a division of City National Bank of Florida	4.10%	$25,000	Learn More
Last change: ↓0.15% on November 26.

Compare Savings vs. CDs Comparison of Deposit Account from GTE with 3.30% - December 2025

Long-Term Analysis of First National Bank of Scotia with 1.69% APY and GTE with 3.30% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from GTE with 3.30% - December 2025