Gte Federal Credit Union
711 E Henderson Ave
Tampa, FL 33602
See all branch locations →
2022 Overview
General Credit Union Information
Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2797.87 millions in assets.
Who can join?
Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.
Any business can apply to join as a GTE Financial Community Partner.
If you or an immediate family member works for a Community Partner of GTE Financial, you can join.
Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.
You can join GTE Financial through our non-profit educational financial club, CUSavers.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 196 |
| Date Established | 1935 |
| Assets | $2,797.87 million |
| Loans | $1,977.18 million |
| Deposits | $2,531.74 million |
| Capital | $228.83 million |
Field of Membership Restrictions
Deposit Rates - May 19, 2022
Your Current Location: Virginia, VA 20146
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3-Year CD
|
0.15% | $500 | - |
Learn More
|
| 48 Month CD
|
0.15% | $500 | - |
Learn More
|
| 60 MONTH
|
0.20% | $500 | - |
Learn More
|
Loan Rates - May 19, 2022
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for GTE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
6.002% | 5.875% | 0.88 | $3,438 | $1,479 | Learn More |
NMLS ID: 3030 |
5.887% | 5.750% | 1.00 | $3,750 | $1,459 | Learn More |
NMLS ID: 399798 |
5.438% | 5.375% | 0.75 | $1,758 | $1,400 | Learn More |
|
NMLS ID: 3030 |
6.002% | 5.875% | 0.88 | $3,438 | $1,479 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to GTE
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
GTE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Gte Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Gte | U.S. Average |
|---|---|
| 6.48% | 4.85 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2021, Gte had $15,302,305 in non-current loans and $922,771 in owned assets. To cover these potential losses it had $228,831,721 in net worth and $21,473,963 in loans loss reserves. That gives it a Texas Ratio of 6.48%.
Net Worth
| Gte | U.S. Average |
|---|---|
| 8.33% | 12.36% |
Gte FCU has a net worth of 8.33% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for GTE
Run Away As Fast As You Can
August 15, 2019 |
I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.
Is this review helpful? Yes:4 / No: 0
Add Your Review