711 E Henderson Ave
Tampa, FL 33602
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD 0.20% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2696.85 millions in assets.

Who can join?

Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.

Any business can apply to join as a GTE Financial Community Partner.

If you or an immediate family member works for a Community Partner of GTE Financial, you can join.

Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.

You can join GTE Financial through our non-profit educational financial club, CUSavers.

NCUA Insured Yes / Federally Chartered
Charter Number # # 196
Date Established 1935
Assets $2,696.85 million
Loans $1,958.13 million
Deposits $2,453.46 million
Capital $206.75 million

Field of Membership Restrictions

Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, and 33619 in the Tampa area.

Deposit Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

CD Rates (Share Certificate Rates) APY MIN MAX
3-Year CD
0.15% $500 - Learn More
48 Month CD
0.15% $500 - Learn More
0.20% $500 - Learn More

Loan Rates - September 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GTE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 1907
2.798% 2.750% -0.38 $1,562 $1,021 Learn More
Rocket Mortgage
NMLS ID: 3030
3.339% 3.250% 0.63 $2,812 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to GTE
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Financial Details

Gte Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gte U.S. Average
4.95% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Gte had $10,423,287 in non-current loans and $803,039 in owned assets. To cover these potential losses it had $206,747,996 in net worth and $20,046,991 in loans loss reserves. That gives it a Texas Ratio of 4.95%.

Net Worth
Gte U.S. Average
8.2% 12.20%

Gte FCU has a net worth of 8.2% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Gte

Branches and Savings

What is Gte?

A federal credit union, registered with the NCUA under certificate #196.
Learn more about credit unions here.

Is Gte FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Gte is insured by the NCUA.

Who can join Gte?

Please see Field of Membership information above for information on who is eligible to join.

What are Gte's share account and share certificate rates?

Gte's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Gte?

Gte has total capital of $206.75 million. Full information on Gte's financial position is located above.

Who owns Gte?

Credit Unions are owned by their members.

Where are Gte branches located?

See branch locations nearby.

Are Gte ATMs Open 24/7?

Do Gte ATMs accept cash deposits?

Can Gte customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Gte have a mobile app?

Does Gte have mobile deposit?

Does Gte have quick pay?

How can Gte transfer money to other banks or credit unions?

Does Gte report to credit bureaus?

Does Gte use Chexsystems?

Does Gte use Equifax?

What is Gte's toll free phone number?

What is Gte's ACH Routing Number?

What is Gte's SWIFT code?

Where can I find Gte's wire transfer form?

What is the Gte address for deposits?

What Products Does Gte Offer

Does Gte offer mortgages?

Compare mortgage rates here.

Does Gte offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Gte offer auto and RV loans?

Compare auto loan rates here.

Does Gte offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Gte

  • August 15, 2019 |

    Online CDs 60 Month Rates

    I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.

Add Your Review

Rate it here →