Gte Federal Credit Union

Headquarters

711 E Henderson Ave
Tampa, FL 33602
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.75% 5.55% →
1-Year CD 5.38% 5.60% →
2-Year CD 3.76% 5.00% →
5-Year CD 3.30% 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2965.26 millions in assets.

Who can join?

Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.

Any business can apply to join as a GTE Financial Community Partner.

If you or an immediate family member works for a Community Partner of GTE Financial, you can join.

Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.

You can join GTE Financial through our non-profit educational financial club, CUSavers.

NCUA Insured Yes / Federally Chartered
Charter Number # # 196
Date Established 1935
Assets $2,965.26 million
Loans $2,442.68 million
Deposits $2,491.73 million
Capital $325.98 million
 

Field of Membership Restrictions

Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, and 33619 in the Tampa area.

Deposit Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.75% $100 - Learn More
Money Market
0.40% $0 $2,499 Learn More
Money Market
0.50% $2,500 $9,999 Learn More
Money Market
0.65% $10,000 $49,999 Learn More
Money Market
0.80% $50,000 $99,999 Learn More
Money Market
1.06% $100,000 $249,999 Learn More
Money Market
1.57% $250,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Months
2.27% $500 - Learn More
Jumbo 6 Months
2.53% $100,000 - Learn More
12 Months
5.12% $500 - Learn More
Jumbo 12 Months
5.38% $100,000 - Learn More
18 Months
4.33% $500 - Learn More
Jumbo 18 Months
4.59% $100,000 - Learn More
24 Months
3.51% $500 - Learn More
Jumbo 24 Months
3.76% $100,000 - Learn More
30 Months
3.30% $500 - Learn More
Jumbo 30 Months
3.56% $100,000 - Learn More
36 Months
3.25% $500 - Learn More
Jumbo 36 Months
3.51% $100,000 - Learn More
48 Months
3.14% $500 - Learn More
Jumbo 48 Months
3.40% $100,000 - Learn More
60 Months
3.04% $500 - Learn More
Jumbo 60 Months
3.30% $100,000 - Learn More

Loan Rates - April 19, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Gte

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Tomo Mortgage, LLC.
NMLS ID: 2059741
6.994% 6.875% 0.63 $3,901 $2,103 Learn More
MortgageResearch.com
NMLS ID: Not a Lender
Learn More
Neighbors Bank
NMLS ID: 491986
Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.490 %
$0 Learn More
More Info

Note to Gte
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

GTE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Gte Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gte U.S. Average
9.41% 6.97

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2023, Gte had $31,020,915 in non-current loans and $1,193,533 in owned assets. To cover these potential losses it had $325,983,560 in net worth and $16,300,701 in loans loss reserves. That gives it a Texas Ratio of 9.41%.

Net Worth
Gte U.S. Average
11.21% 13.62%

Gte FCU has a net worth of 11.21% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Gte


  • August 15, 2019 |

    Online CDs 60 Month Rates

    I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.


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