Gte Federal Credit Union


711 E Henderson Ave
Tampa, FL 33602
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Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.31% →
5-Year CD 0.20% 3.00% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2797.87 millions in assets.

Who can join?

Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.

Any business can apply to join as a GTE Financial Community Partner.

If you or an immediate family member works for a Community Partner of GTE Financial, you can join.

Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.

You can join GTE Financial through our non-profit educational financial club, CUSavers.

NCUA Insured Yes / Federally Chartered
Charter Number # # 196
Date Established 1935
Assets $2,797.87 million
Loans $1,977.18 million
Deposits $2,531.74 million
Capital $228.83 million

Field of Membership Restrictions

Membership in GTE Financial is open to anyone through joining CUSavers ($10 one-time membership fee). Membership is also open to those who live, work, attend school or worship in select areas of zip codes 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, and 33619 in the Tampa area.

Deposit Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

CD Rates (Share Certificate Rates) APY MIN MAX
3-Year CD
0.15% $500 - Learn More
48 Month CD
0.15% $500 - Learn More
0.20% $500 - Learn More

Loan Rates - May 19, 2022

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for GTE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 399798
5.438% 5.375% 0.75 $1,758 $1,400 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.002% 5.875% 0.88 $3,438 $1,479 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to GTE
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Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Climate Initiatives

GTE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Gte Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Gte U.S. Average
6.48% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Gte had $15,302,305 in non-current loans and $922,771 in owned assets. To cover these potential losses it had $228,831,721 in net worth and $21,473,963 in loans loss reserves. That gives it a Texas Ratio of 6.48%.

Net Worth
Gte U.S. Average
8.33% 12.36%

Gte FCU has a net worth of 8.33% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for GTE

  • August 15, 2019 |

    Online CDs 60 Month Rates

    I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.

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