2020 Overview
General Credit Union Information
Gte is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $2213.62 millions in assets.
Who can join?
Family members eligible for membership include the spouse, child, parent, brother, sister, stepparent, stepchild, grandchild, or grandparent of the primary member.
Any business can apply to join as a GTE Financial Community Partner.
If you or an immediate family member works for a Community Partner of GTE Financial, you can join.
Anyone who lives, works, worships, or attends school within the following zip codes is eligible for membership: Portions of 33602, 33603, 33604, 33605, 33606, 33607, 33609, 33610, 33619.
You can join GTE Financial through our non-profit educational financial club, CUSavers.
| NCUA Insured | Yes |
| Charter Number # | # 196 |
| Date Established | 1935 |
| Assets | $2,213.62 million |
| Loans | $1,830.68 million |
| Deposits | $1,966.28 million |
| Capital | $183.80 million |
Field of Membership Restrictions
Deposit Rates - May 30, 2020
Your Current Location: Virginia, VA 20146
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3-Year CD
|
1.46% | $500 | - |
Learn More
|
| 48 Month CD
|
1.56% | $500 | - |
Learn More
|
| 60 MONTH
|
1.66% | $500 | - |
Learn More
|
Loan Rates - May 30, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for GTE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.998% | 3.875% | 1.00 | $3,750 | $1,176 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.952% | 2.875% | 1.00 | $2,485 | $1,038 | Learn More |
NMLS ID: 3030 |
4.114% | 3.990% | 1.00 | $3,750 | $1,193 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans |
2.990 %
|
$0 |
Learn More
More Info |
PenFed Credit Union |
3.750 %
|
$0 |
Learn More
More Info |
Note to GTE
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Gte branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Gte Locations
Financial Details
Gte Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Gte. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Gte | U.S. Average |
|---|---|
| 5.20% | 5.92 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of September 30, 2019, Gte had $8,540,799 in non-current loans and $1,775,266 in owned assets. To cover these potential losses it had $183,797,131 in net worth and $14,449,145 in loans loss reserves. That gives it a Texas Ratio of 5.20%.
Net Worth
| Gte | U.S. Average |
|---|---|
| 8.6% | 13.86% |
Gte FCU has a net worth of 8.6% versus the BestCashCow average of 13.86. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Gte
Branches and Savings
What is Gte?
A federal credit union, registered with the NCUA under certificate #196.
Learn more about credit unions here.
Is Gte FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Gte?
Please see Field of Membership information above for information on who is eligible to join.
How big is Gte?
Gte has total capital of $183.80 million. Full information on Gte's financial position is located above.
Who owns Gte?
Credit Unions are owned by their members.
Where are Gte branches located?
See branch locations nearby.
Are Gte ATMs Open 24/7?
Do Gte ATMs accept cash deposits?
Can Gte customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Gte have a mobile app?
Does Gte have mobile deposit?
Does Gte have quick pay?
How can Gte transfer money to other banks or credit unions?
Does Gte report to credit bureaus?
Does Gte use Chexsystems?
Does Gte use Equifax?
What is Gte's toll free phone number?
What is Gte's ACH Routing Number?
What is Gte's SWIFT code?
Where can I find Gte's wire transfer form?
What is the Gte address for deposits?
What Products Does Gte Offer
Does Gte offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
Run Away As Fast As You Can
August 15, 2019 |
I applied for a jumbo CD account over two weeks ago. They asked me for more documentation than my mortgage company did and then they did a hard credit pull. They advertise fast and simple they are simply not. I’ve provided everything (my drivers license, social security card, complete bank statement, picture of my debit card and a copy of my utility bill) and the account still isn't open. Absolute worst customer service ever.
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