Compare Savings vs. CDs
Comparison of Deposit Account from GUADALUPE PARISH with 0.96%
- September 2026
Long-Term Analysis of GUADALUPE PARISH with 0.65% APY and GUADALUPE PARISH with 0.96% APY and Teutopolis State Bank with 0.25% APY and Federated Bank with 0.45% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.65%-$50,00012 MonthCredit Union1.18x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 324 226 2 50,324 326 228 3 50,649 328 229 4 50,977 330 231 5 51,307 332 232 6 51,639 334 234 7 51,973 336 235 8 52,309 338 237 9 52,647 341 238 10 52,988 343 240 11 53,331 345 242 12 53,676 347 243 13 54,023 350 245 14 54,373 352 246 15 54,724 354 248 16 55,079 356 249 17 55,435 359 251 18 55,794 361 253 19 56,155 363 254 20 56,518 366 256 TOTAL $6,884 $4,818 - 2LOCAL CD0.96%-$50,00012 MonthCredit Union1.74x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
0.96%Annual
InterestAnnual Interest
(After Tax)1 50,000 478 334 2 50,478 482 337 3 50,960 487 341 4 51,446 491 344 5 51,938 496 347 6 52,434 501 351 7 52,934 506 354 8 53,440 510 357 9 53,950 515 361 10 54,465 520 364 11 54,986 525 368 12 55,511 530 371 13 56,041 535 375 14 56,576 540 378 15 57,116 545 382 16 57,662 551 385 17 58,212 556 389 18 58,768 561 393 19 59,330 567 397 20 59,896 572 400 TOTAL $10,468 $7,328 - 3LOCAL CD0.25%-$50,0006 MonthBank0.62x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 4LOCAL CD0.45%-$50,00018 MonthBank0.78x (National Avg. - 0.58%)$100,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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