This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.96% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 478 | 334 |
| 2 | 50,478 | 482 | 337 |
| 3 | 50,960 | 487 | 341 |
| 4 | 51,446 | 491 | 344 |
| 5 | 51,938 | 496 | 347 |
| 6 | 52,434 | 501 | 351 |
| 7 | 52,934 | 506 | 354 |
| 8 | 53,440 | 510 | 357 |
| 9 | 53,950 | 515 | 361 |
| 10 | 54,465 | 520 | 364 |
| 11 | 54,986 | 525 | 368 |
| 12 | 55,511 | 530 | 371 |
| 13 | 56,041 | 535 | 375 |
| 14 | 56,576 | 540 | 378 |
| 15 | 57,116 | 545 | 382 |
| 16 | 57,662 | 551 | 385 |
| 17 | 58,212 | 556 | 389 |
| 18 | 58,768 | 561 | 393 |
| 19 | 59,330 | 567 | 397 |
| 20 | 59,896 | 572 | 400 |
| TOTAL | $10,468 | $7,328 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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