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Comparison of Deposit Account from GUADALUPE PARISH with 0.96% - June 2025


Long-Term Analysis of FIRST IMPERIAL with 1.45% APY and GUADALUPE PARISH with 0.96% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    FIRST IMPERIAL
    1.45%
    -
    $50,000
    60 Month
    Credit Union
    1.58x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    1.45%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 725 508
    2 50,725 736 515
    3 51,461 746 522
    4 52,207 757 530
    5 52,964 768 538
    6 53,732 779 545
    7 54,511 790 553
    8 55,301 802 561
    9 56,103 813 569
    10 56,917 825 578
    11 57,742 837 586
    12 58,579 849 595
    13 59,428 862 603
    14 60,290 874 612
    15 61,164 887 621
    16 62,051 900 630
    17 62,951 913 639
    18 63,864 926 648
    19 64,790 939 658
    20 65,729 953 667
    TOTAL $16,682 $11,678
  • 2
    LOCAL CD
    GUADALUPE PARISH
    0.96%
    -
    $50,000
    12 Month
    Credit Union
    1.73x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.96%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 478 334
    2 50,478 482 337
    3 50,960 487 341
    4 51,446 491 344
    5 51,938 496 347
    6 52,434 501 351
    7 52,934 506 354
    8 53,440 510 357
    9 53,950 515 361
    10 54,465 520 364
    11 54,986 525 368
    12 55,511 530 371
    13 56,041 535 375
    14 56,576 540 378
    15 57,116 545 382
    16 57,662 551 385
    17 58,212 556 389
    18 58,768 561 393
    19 59,330 567 397
    20 59,896 572 400
    TOTAL $10,468 $7,328

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    Last change: ↓0.50% on October 1, 2024.

    Last change: ↑0.20% on January 18.

    Last change: ↑0.20% on April 9.

    Last change: ↑0.34% on May 27.
    Warning: Early Withdrawal Penalty is 180 days interest.

    Last change: ↑0.26% on April 9.
    Early Withdrawal Penalty is 6 months interest.

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