BANNER

2702 N 3RD ST STE 4010
Phoenix, AZ 85004

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 11680
Date Established 1957
Assets $62.25 million
Loans $27.85 million
Deposits $54.79 million
Capital $6.58 million

Banner is an NCUA insured institution located in Phoenix, AZ. It was founded in 1957 and has approximately $62.25 millions in assets.

Field of Membership Restrictions

Membership is open to employees of Banner Health Systems or several other employee groups associated with or affiliated with health care providers.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.38% $1,000 $9,999 Learn MoreShow Less
Money Market
0.40% $10,000 $25,000 Learn MoreShow Less
Money Market
0.42% $25,001 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.13% $500 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
1.18% $10,000 - Learn MoreShow Less
18 Mo CD
1.26% $10,000 - Learn MoreShow Less
24 Mo CD
1.29% $10,000 - Learn MoreShow Less
30 Mo CD
1.34% $10,000 - Learn MoreShow Less
36 Mo CD
1.39% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
1.21% $1 $10,000 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $500 - Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BANNER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to BANNER
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Banner branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Banner Locations


Financial Details

Banner Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banner. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Banner U.S. Average
2.44% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Banner had $151,736 in non-current loans and $14,930 in owned assets. To cover these potential losses it had $6,581,280 in net worth and $255,973 in loans loss reserves. That gives it a Texas Ratio of 2.44%.

Net Worth
Banner U.S. Average
10.57% 13.47%

Banner FCU has a net worth of 10.57% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Banner

Branches and Savings

What is Banner?

A federal credit union, registered with the NCUA under certificate #11680.
Learn more about credit unions here.

Is Banner FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Banner?

Please see Field of Membership information above for information on who is eligible to join.

What are Banner's share account and share certificate rates?

Banner's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Banner?

Banner has total capital of $6.58 million. Full information on Banner's financial position is located above.

Who owns Banner?

Credit Unions are owned by their members.

Where are Banner branches located?

See branch locations nearby.

Are Banner ATMs Open 24/7?

Do Banner ATMs accept cash deposits?

Can Banner customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Banner have a mobile app?

Does Banner have mobile deposit?

Does Banner have quick pay?

How can Banner transfer money to other banks or credit unions?

Does Banner report to credit bureaus?

Does Banner use Chexsystems?

Does Banner use Equifax?

What is Banner's toll free phone number?

What is Banner's ACH Routing Number?

What is Banner's SWIFT code?

Where can I find Banner's wire transfer form?

What is the Banner address for deposits?

What Products Does Banner Offer

Does Banner offer mortgages?

Compare mortgage rates here.

Does Banner offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banner offer auto and RV loans?

Compare auto loan rates here.

Does Banner offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Banner

There are currently no comments for Banner. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →