Banner Federal Credit Union

Headquarters

9321 W Thomas Rd, Ste 125
Phoenix, AZ 85037
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.38% 5.38% →
2-Year CD 0.49% 4.95% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Banner is an NCUA insured institution located in Phoenix, AZ. It was founded in 1957 and has approximately $66.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 11680
Date Established 1957
Assets $66.46 million
Loans $27.38 million
Deposits $59.91 million
Capital $7.62 million
 

Field of Membership Restrictions

Membership is open to employees of Banner Health Systems or several other employee groups associated with or affiliated with health care providers.

Deposit Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.33% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.37% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
12 Mo CD
0.33% $500 $9,999 Learn More
12 Mo CD
0.38% $10,000 - Learn More
18 Mo CD
0.40% $500 $9,999 Learn More
18 Mo CD
0.45% $10,000 - Learn More
24 Mo CD
0.43% $500 $9,999 Learn More
24 Mo CD
0.49% $10,000 - Learn More
36 Mo CD
0.54% $400 $9,999 Learn More
36 Mo CD
0.59% $10,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.01% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 23, 2024

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Banner

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.644% 6.500% 0.50 $4,803 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.706% 6.625% 0.63 $2,684 $2,049 Learn More
New American Funding, LLC.
NMLS ID: 6606
6.844% 6.750% 1.00 $3,098 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.064% 6.990% 0.75 $2,400 $2,127 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
7.990 %
$0 Learn More
More Info

Note to Banner
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Banner branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia



Climate Policy and Initiatives

BANNER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Banner Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Banner. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Banner U.S. Average
1.42% 6.52

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2024, Banner had $101,059 in non-current loans and $9,500 in owned assets. To cover these potential losses it had $7,620,987 in net worth and $159,051 in loans loss reserves. That gives it a Texas Ratio of 1.42%.

Net Worth
Banner U.S. Average
11.46% 13.65%

Banner FCU has a net worth of 11.46% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Banner

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