Compare Savings vs. CDs
Comparison of Deposit Account from GUADALUPE PARISH with 0.91% - May 2025


Long-Term Analysis of GUADALUPE PARISH with 0.91% APY and Community Bank and Trust Company with 0.35% APY and Emprise Bank with 3.25% APY and The Casey County Bank, Inc. with 0.35% APY and Old National Bank with 0.15% APY and TEXAS TRUST with 4.49% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

You May Choose More Savings or CD Products From Among these Popular Products to Compare

 
$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.91%
    -
    $50,000
    6 Month
    Credit Union
    2.22x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.91%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 453 317
    2 50,453 457 320
    3 50,909 461 323
    4 51,370 465 325
    5 51,835 469 328
    6 52,304 473 331
    7 52,777 478 334
    8 53,255 482 337
    9 53,737 486 340
    10 54,223 491 344
    11 54,714 495 347
    12 55,209 500 350
    13 55,709 504 353
    14 56,213 509 356
    15 56,721 513 359
    16 57,235 518 363
    17 57,753 523 366
    18 58,275 527 369
    19 58,803 532 373
    20 59,335 537 376
    TOTAL $9,872 $6,910
  • 2
    LOCAL CD
    0.35%
    -
    $50,000
    60 Month
    Bank
    0.38x (National Avg. - 0.92%)
    $100,000
     
    SCENARIO
    Year Rate
    0.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 3
    LOCAL CD
    3.25%
    -
    $50,000
    60 Month
    Bank
    3.54x (National Avg. - 0.92%)
    $1,000
     
    SCENARIO
    Year Rate
    3.25%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 1,625 1,138
    2 51,625 1,678 1,174
    3 53,303 1,732 1,213
    4 55,035 1,789 1,252
    5 56,824 1,847 1,293
    6 58,671 1,907 1,335
    7 60,577 1,969 1,378
    8 62,546 2,033 1,423
    9 64,579 2,099 1,469
    10 66,678 2,167 1,517
    11 68,845 2,237 1,566
    12 71,082 2,310 1,617
    13 73,392 2,385 1,670
    14 75,778 2,463 1,724
    15 78,240 2,543 1,780
    16 80,783 2,625 1,838
    17 83,409 2,711 1,898
    18 86,119 2,799 1,959
    19 88,918 2,890 2,023
    20 91,808 2,984 2,089
    TOTAL $44,792 $31,354
  • 4
    LOCAL CD
    0.35%
    -
    $50,000
    36 Month
    Bank
    0.46x (National Avg. - 0.75%)
    $10,000
     
    SCENARIO
    Year Rate
    0.35%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 5
    LOCAL CD
    0.15%
    -
    $50,000
    12 Month
    Bank
    0.27x (National Avg. - 0.55%)
    $100,000
     
    SCENARIO
    Year Rate
    0.15%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 75 53
    2 50,075 75 53
    3 50,150 75 53
    4 50,225 75 53
    5 50,301 75 53
    6 50,376 76 53
    7 50,452 76 53
    8 50,527 76 53
    9 50,603 76 53
    10 50,679 76 53
    11 50,755 76 53
    12 50,831 76 53
    13 50,907 76 53
    14 50,984 76 54
    15 51,060 77 54
    16 51,137 77 54
    17 51,214 77 54
    18 51,290 77 54
    19 51,367 77 54
    20 51,444 77 54
    TOTAL $1,522 $1,065
  • 6
    LOCAL CD
    4.49%
    -
    $50,000
    6 Month
    Credit Union
    11.03x (National Avg. - 0.41%)
    $98,000
     
    SCENARIO
    Year Rate
    4.49%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 2,245 1,572
    2 52,245 2,346 1,642
    3 54,591 2,451 1,716
    4 57,042 2,561 1,793
    5 59,603 2,676 1,873
    6 62,279 2,796 1,957
    7 65,076 2,922 2,045
    8 67,998 3,053 2,137
    9 71,051 3,190 2,233
    10 74,241 3,333 2,333
    11 77,574 3,483 2,438
    12 81,057 3,639 2,548
    13 84,697 3,803 2,662
    14 88,500 3,974 2,782
    15 92,473 4,152 2,906
    16 96,625 4,338 3,037
    17 100,964 4,533 3,173
    18 105,497 4,737 3,316
    19 110,234 4,950 3,465
    20 115,183 5,172 3,620
    TOTAL $70,355 $49,249

    All calculations are for demonstration purposes only.

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