Compare Savings vs. CDs
Comparison of Deposit Account from GUADALUPE PARISH with 0.91% - May 2024


Long-Term Analysis of GUADALUPE PARISH with 0.91% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    0.91%
    -
    $50,000
    6 Month
    Credit Union
    2.27x (National Avg. - 0.40%)
    $100,000
     
    SCENARIO
    Year Rate
    0.91%
    Annual
    Interest
    Annual Interest
    (After Tax)
    1 50,000 453 317
    2 50,453 457 320
    3 50,909 461 323
    4 51,370 465 325
    5 51,835 469 328
    6 52,304 473 331
    7 52,777 478 334
    8 53,255 482 337
    9 53,737 486 340
    10 54,223 491 344
    11 54,714 495 347
    12 55,209 500 350
    13 55,709 504 353
    14 56,213 509 356
    15 56,721 513 359
    16 57,235 518 363
    17 57,753 523 366
    18 58,275 527 369
    19 58,803 532 373
    20 59,335 537 376
    TOTAL $9,872 $6,910

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

    6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%.

    Last change: ↑0.46% on December 15, 2023.
    3 Month CD.

    Last change: ↑0.60% on April 19.
    Warning: Early Withdrawal Penalty is 12 Months interest.

    Last change: ↑0.20% on September 8, 2023.
    6 Month CD.

    Last change: ↓0.05% on March 15.
    3 Month CD.