2020 Overview
General Credit Union Information
Tampa Postal is an NCUA insured institution located in Tampa, FL. It was founded in 1941 and has approximately $86.25 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 4395 |
| Date Established | 1941 |
| Assets | $86.25 million |
| Loans | $28.35 million |
| Deposits | $74.17 million |
| Capital | $11.18 million |
Field of Membership Restrictions
Deposit Rates - October 26, 2020
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
Loan Rates - October 26, 2020
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for TAMPA POSTAL
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.575% | 2.500% | 1.00 | $2,470 | $988 | Learn More |
|
NMLS ID: 3030 |
3.746% | 3.625% | 1.00 | $3,750 | $1,141 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to TAMPA POSTAL
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Tampa Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Tampa Postal Locations
Financial Details
Tampa Postal Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tampa Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tampa Postal | U.S. Average |
|---|---|
| 0.68% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Tampa Postal had $51,329 in non-current loans and $26,312 in owned assets. To cover these potential losses it had $11,180,398 in net worth and $184,930 in loans loss reserves. That gives it a Texas Ratio of 0.68%.
Net Worth
| Tampa Postal | U.S. Average |
|---|---|
| 12.96% | 13.61% |
Tampa Postal FCU has a net worth of 12.96% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Tampa Postal
Branches and Savings
What is Tampa Postal?
A federal credit union, registered with the NCUA under certificate #4395.
Learn more about credit unions here.
Is Tampa Postal FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Tampa Postal?
Please see Field of Membership information above for information on who is eligible to join.
How big is Tampa Postal?
Tampa Postal has total capital of $11.18 million. Full information on Tampa Postal's financial position is located above.
Who owns Tampa Postal?
Credit Unions are owned by their members.
Where are Tampa Postal branches located?
See branch locations nearby.
Are Tampa Postal ATMs Open 24/7?
Do Tampa Postal ATMs accept cash deposits?
Can Tampa Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Tampa Postal have a mobile app?
Does Tampa Postal have mobile deposit?
Does Tampa Postal have quick pay?
How can Tampa Postal transfer money to other banks or credit unions?
Does Tampa Postal report to credit bureaus?
Does Tampa Postal use Chexsystems?
Does Tampa Postal use Equifax?
What is Tampa Postal's toll free phone number?
What is Tampa Postal's ACH Routing Number?
What is Tampa Postal's SWIFT code?
Where can I find Tampa Postal's wire transfer form?
What is the Tampa Postal address for deposits?
What Products Does Tampa Postal Offer
Does Tampa Postal offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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