PO BOX 17659
Tampa, FL 33682


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4395
Date Established 1941
Assets $83.69 million
Loans $29.23 million
Deposits $72.20 million
Capital $11.29 million

Tampa Postal is an NCUA insured institution located in Tampa, FL. It was founded in 1941 and has approximately $83.69 millions in assets.

Field of Membership Restrictions

Membership is open to residents of Baker, Charlotte, Clay, Collier, Columbia, Desoto, Dixie, Flagler, Franklin, Gilchrist, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Bradford, Gladsen, Hamilton, Jefferson, Lafayette, Lee, Levy, Liberty, Madison, Nassau, Marion, Pasco, Pinellas, Polk, Putnam, St. Johns, Sarasota, Taylor, Union, Wakula in Florida and to employees and retirees of the USPS and the United States government who currently live or work in select parts of Florida.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.35% $1,000 $9,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.05% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.05% $500 - Learn MoreShow Less
12 Mo CD
1.20% $500 - Learn MoreShow Less
18 Mo CD
1.30% $500 - Learn MoreShow Less
24 Mo CD
1.70% $500 - Learn MoreShow Less
36 Mo CD
1.90% $500 - Learn MoreShow Less
48 Mo CD
2.20% $500 - Learn MoreShow Less
60 Mo CD
2.50% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.50% $5 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TAMPA POSTAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Tampa Postal branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Tampa Postal Locations

Financial Details

Tampa Postal Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tampa Postal. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tampa Postal U.S. Average
0.62% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Tampa Postal had $64,696 in non-current loans and $6,769 in owned assets. To cover these potential losses it had $11,291,662 in net worth and $314,913 in loans loss reserves. That gives it a Texas Ratio of 0.62%.

Net Worth
Tampa Postal U.S. Average
13.49% 13.47%

Tampa Postal FCU has a net worth of 13.49% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tampa Postal

Branches and Savings

What is Tampa Postal?

A federal credit union, registered with the NCUA under certificate #4395.
Learn more about credit unions here.

Is Tampa Postal FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tampa Postal?

Please see Field of Membership information above for information on who is eligible to join.

What are Tampa Postal's share account and share certificate rates?

Tampa Postal's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tampa Postal?

Tampa Postal has total capital of $11.29 million. Full information on Tampa Postal's financial position is located above.

Who owns Tampa Postal?

Credit Unions are owned by their members.

Where are Tampa Postal branches located?

See branch locations nearby.

Are Tampa Postal ATMs Open 24/7?

Do Tampa Postal ATMs accept cash deposits?

Can Tampa Postal customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tampa Postal have a mobile app?

Does Tampa Postal have mobile deposit?

Does Tampa Postal have quick pay?

How can Tampa Postal transfer money to other banks or credit unions?

Does Tampa Postal report to credit bureaus?

Does Tampa Postal use Chexsystems?

Does Tampa Postal use Equifax?

What is Tampa Postal's toll free phone number?

What is Tampa Postal's ACH Routing Number?

What is Tampa Postal's SWIFT code?

Where can I find Tampa Postal's wire transfer form?

What is the Tampa Postal address for deposits?

What Products Does Tampa Postal Offer

Does Tampa Postal offer mortgages?

Compare mortgage rates here.

Does Tampa Postal offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tampa Postal offer auto and RV loans?

Compare auto loan rates here.

Does Tampa Postal offer student loans or personal loans?

Compare personal loan rates here.

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