Compare Savings vs. CDs
Comparison of Deposit Account from GULF with 0.90%
- September 2026
Long-Term Analysis of WYMAR with 1.25% APY and MEMBERS PLUS with 1.09% APY and FEDCHOICE with 0.85% APY and GULF with 0.90% APY and RIVER VALLEY with 0.15% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.25%-$50,00060 MonthCredit Union1.35x (National Avg. - 0.93%)$1,000SCENARIO
Year Rate
1.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 625 438 2 50,625 633 443 3 51,258 641 449 4 51,899 649 454 5 52,547 657 460 6 53,204 665 466 7 53,869 673 471 8 54,543 682 477 9 55,224 690 483 10 55,915 699 489 11 56,614 708 495 12 57,321 717 502 13 58,038 725 508 14 58,763 735 514 15 59,498 744 521 16 60,241 753 527 17 60,994 762 534 18 61,757 772 540 19 62,529 782 547 20 63,310 791 554 TOTAL $14,102 $9,871 - 2LOCAL CD1.09%-$50,00036 MonthCredit Union1.44x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.09%Annual
InterestAnnual Interest
(After Tax)1 50,000 545 382 2 50,545 551 386 3 51,096 557 390 4 51,653 563 394 5 52,216 569 398 6 52,785 575 403 7 53,360 582 407 8 53,942 588 412 9 54,530 594 416 10 55,124 601 421 11 55,725 607 425 12 56,333 614 430 13 56,947 621 435 14 57,567 627 439 15 58,195 634 444 16 58,829 641 449 17 59,470 648 454 18 60,119 655 459 19 60,774 662 464 20 61,436 670 469 TOTAL $12,106 $8,474 - 3LOCAL CD0.85%-$50,00024 MonthCredit Union1.28x (National Avg. - 0.66%)$100,000SCENARIO
Year Rate
0.85%Annual
InterestAnnual Interest
(After Tax)1 50,000 425 298 2 50,425 429 300 3 50,854 432 303 4 51,286 436 305 5 51,722 440 308 6 52,161 443 310 7 52,605 447 313 8 53,052 451 316 9 53,503 455 318 10 53,958 459 321 11 54,416 463 324 12 54,879 466 327 13 55,345 470 329 14 55,816 474 332 15 56,290 478 335 16 56,769 483 338 17 57,251 487 341 18 57,738 491 344 19 58,229 495 346 20 58,724 499 349 TOTAL $9,223 $6,456 - 4LOCAL CD0.90%-$50,00024 MonthCredit Union1.36x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 5LOCAL CD0.15%-$50,00024 MonthCredit Union0.23x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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