PO BOX 1539
Simpsonville, SC 29681

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.15% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Credit Union Information

Secured Advantage is an NCUA insured institution located in Simpsonville, SC. It was founded in 1959 and has approximately $73.68 millions in assets.

NCUA Insured Yes
Charter Number # # 12877
Date Established 1959
Assets $73.68 million
Loans $31.78 million
Deposits $64.24 million
Capital $9.50 million

Field of Membership Restrictions

Membership is open to employees and retirees of Sealed Air Corporation (US), headquartered in Saddle Brook, NJ, who work in the United States and to immediate family.

Deposit Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Secured Advantage

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

Back to Secured Advantage

Note to Secured Advantage
To upload and update your credit union's rates please register. It is free to register and add rates.

There are currently no rates available for Secured Advantage, but see these great savings and CD rates:

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Loan Rates - February 28, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SECURED ADVANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.668% 4.625% 0.00 $1,250 $1,286 Learn More
NMLS ID: 2890
License#: 13256
3.146% 3.125% 0.25 $665 $1,071 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Secured Advantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Secured Advantage Locations

Financial Details

Secured Advantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Secured Advantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Secured Advantage U.S. Average
9.90% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Secured Advantage had $909,398 in non-current loans and $45,298 in owned assets. To cover these potential losses it had $9,496,391 in net worth and $142,228 in loans loss reserves. That gives it a Texas Ratio of 9.90%.

Net Worth
Secured Advantage U.S. Average
12.88% 13.65%

Secured Advantage FCU has a net worth of 12.88% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Secured Advantage

Branches and Savings

What is Secured Advantage?

A federal credit union, registered with the NCUA under certificate #12877.
Learn more about credit unions here.

Is Secured Advantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Secured Advantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Secured Advantage's share account and share certificate rates?

Secured Advantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Secured Advantage?

Secured Advantage has total capital of $9.50 million. Full information on Secured Advantage's financial position is located above.

Who owns Secured Advantage?

Credit Unions are owned by their members.

Where are Secured Advantage branches located?

See branch locations nearby.

Are Secured Advantage ATMs Open 24/7?

Do Secured Advantage ATMs accept cash deposits?

Can Secured Advantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Secured Advantage have a mobile app?

Does Secured Advantage have mobile deposit?

Does Secured Advantage have quick pay?

How can Secured Advantage transfer money to other banks or credit unions?

Does Secured Advantage report to credit bureaus?

Does Secured Advantage use Chexsystems?

Does Secured Advantage use Equifax?

What is Secured Advantage's toll free phone number?

What is Secured Advantage's ACH Routing Number?

What is Secured Advantage's SWIFT code?

Where can I find Secured Advantage's wire transfer form?

What is the Secured Advantage address for deposits?

What Products Does Secured Advantage Offer

Does Secured Advantage offer mortgages?

Compare mortgage rates here.

Does Secured Advantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Secured Advantage offer auto and RV loans?

Compare auto loan rates here.

Does Secured Advantage offer student loans or personal loans?

Compare personal loan rates here.

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