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Comparison of Deposit Account from Home Bank of Arkansas with 0.95% - November 2026


Long-Term Analysis of Home Bank of Arkansas with 0.95% APY and BANKWEST OF KANSAS with 0.35% APY and BANKWEST OF KANSAS with 0.20% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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$
PRODUCT
BANK
APY
STATE
AMOUNT
TERM
BANK TYPE
VS.NAT.AV.
MIN
  • 1
    LOCAL CD
    Home Bank of Arkansas
    0.95%
    -
    $50,000
    6 Month
    Bank
    2.34x (National Avg. - 0.41%)
    $100,000
     
    SCENARIO
    Year Rate
    0.95%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 473 331
    2 50,473 477 334
    3 50,950 482 337
    4 51,432 487 341
    5 51,919 491 344
    6 52,410 496 347
    7 52,906 500 350
    8 53,406 505 354
    9 53,912 510 357
    10 54,422 515 360
    11 54,937 520 364
    12 55,456 525 367
    13 55,981 530 371
    14 56,510 535 374
    15 57,045 540 378
    16 57,585 545 381
    17 58,129 550 385
    18 58,679 555 389
    19 59,234 560 392
    20 59,795 566 396
    TOTAL $10,360 $7,252
  • 2
    LOCAL CD
    BANKWEST OF KANSAS
    0.35%
    -
    $50,000
    18 Month
    Bank
    0.60x (National Avg. - 0.58%)
    $0
     
    SCENARIO
    Year Rate
    0.35%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 175 123
    2 50,175 176 123
    3 50,351 176 123
    4 50,527 177 124
    5 50,704 177 124
    6 50,881 178 125
    7 51,059 179 125
    8 51,238 179 126
    9 51,417 180 126
    10 51,597 181 126
    11 51,778 181 127
    12 51,959 182 127
    13 52,141 182 128
    14 52,323 183 128
    15 52,507 184 129
    16 52,690 184 129
    17 52,875 185 130
    18 53,060 186 130
    19 53,245 186 130
    20 53,432 187 131
    TOTAL $3,619 $2,533
  • 3
    LOCAL MONEY MARKET
    BANKWEST OF KANSAS
    0.20%
    -
    $50,000
    N.A.
    Bank
    0.34x (National Avg. - 0.58%)
    $5,000
     
    SCENARIO
    Year Rate
    0.20%    		 Annual
    Interest    		 Annual Interest
    (After Tax)
    1 50,000 100 70
    2 50,100 100 70
    3 50,200 100 70
    4 50,301 101 70
    5 50,401 101 71
    6 50,502 101 71
    7 50,603 101 71
    8 50,704 101 71
    9 50,806 102 71
    10 50,907 102 71
    11 51,009 102 71
    12 51,111 102 72
    13 51,213 102 72
    14 51,316 103 72
    15 51,418 103 72
    16 51,521 103 72
    17 51,624 103 72
    18 51,727 103 72
    19 51,831 104 73
    20 51,935 104 73
    TOTAL $2,038 $1,427

    All calculations are for demonstration purposes only.

    Featured CD Rates

    ONLINE BANKS APY? MIN?

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    Early Withdrawal Penalty is 730 days interest.

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    Early Withdrawal Penalty is 90 days interest.

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