Home Bank of Arkansas

113 Highway 165 South
Portland, AR 71663

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5629
Date Established 1908
Assets $0.07 billion
Loans $0.06 billion
Deposits $0.06 billion
Capital $0.01 billion

Home Bank of Arkansas is an FDIC insured institution located in Portland, AR. It was founded in 1908 and has approximately $0.07 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of Home Bank of Arkansas's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Home Bank of Arkansas’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Arkansas, Home Bank of Arkansas has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 36.70
Multifamily
Mortgages
2.33
Credit Card Loans 0.00
Consumer Auto Loans 2.00
Small Business Loans 18.49
Construction and Development Loans 12.20
Commercial Real Estate 20.14
Commercial and Industrial Loans 14.93
Farm Loans 3.33

Deposit Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $19,999 Learn MoreShow Less
Money Market
0.30% $20,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.35% $1,000 - Learn MoreShow Less
6 Mo CD
0.60% $1,000 - Learn MoreShow Less
12 Mo CD
0.90% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.61% $10,000 - Learn MoreShow Less
18 Mo CD
1.20% $1,000 - Learn MoreShow Less
24 Mo CD
1.35% $1,000 - Learn MoreShow Less
36 Mo CD
1.50% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.90% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $750 - Learn MoreShow Less

Loan Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Home Bank of Arkansas

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Home Bank of Arkansas
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Home Bank of Arkansas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Home Bank of Arkansas Locations


Financial Details

Home Bank of Arkansas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Home Bank of Arkansas. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Home Bank of Arkansas U.S. Bank Average
31.51% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Home Bank of Arkansas had $617,000 in non-current loans and $2,314,000 in owned real estate. To cover these potential losses it had $8,232,000 in equity and $1,070,000 in loans loss reserves. That gives it a Texas Ratio of 31.51%.

Return on Equity
Home Bank of Arkansas U.S. Bank Average
0.28% 9.95%

Home Bank of Arkansas has a Return on Equity of 0.28% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Home Bank of Arkansas U.S. Bank Average
11.62% 12.19%

Home Bank of Arkansas has a Capitalization of 11.62% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Home Bank of Arkansas Balance Sheet Analysis

As of September 30, 2018, Home Bank of Arkansas had assets of $70,826,000, loans of $56,618,000, and deposits of $62,320,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.06 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.06 billion
      Interest-bearing deposits $0.06 billion
      Deposits held in domestic offices $0.06 billion
      % insured (estimated) 97.60%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Home Bank Of Arkansas

Branches and Savings

Is Home Bank Of Arkansas FDIC insured?

Yes. It is covered under FDIC Certificate #5629.

Why does Home Bank Of Arkansas pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Home Bank Of Arkansas CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Home Bank Of Arkansas a commercial bank?

Yes

Where are Home Bank Of Arkansas locations?

See branch locations nearby.

Is Home Bank Of Arkansas open on Saturdays?

Is Home Bank Of Arkansas open on Sundays?

What time does Home Bank Of Arkansas open?

What time does Home Bank Of Arkansas close?

Are Home Bank Of Arkansas ATMs Open 24/7?

Do Home Bank Of Arkansas ATMs accept cash deposits?

Can Home Bank Of Arkansas customers use other ATMs?

Do Home Bank Of Arkansas branches have notaries?

Will Home Bank Of Arkansas notarize my document?

What address for Home Bank Of Arkansas should I put for incoming ACH transfers?

Will the Home Bank Of Arkansas branch print checks?

Do Home Bank Of Arkansas checks expire?

Does Home Bank Of Arkansas require US citizenship to open account?

Can Home Bank Of Arkansas close my account?

Does Home Bank Of Arkansas Report to credit bureaus?

Does Home Bank Of Arkansas Use Equifax?

What is Home Bank Of Arkansas's ACH Routing Number?

What is Home Bank Of Arkansas's SWIFT code?

Products

Does Home Bank Of Arkansas offer mortgages?

Compare mortgage rates here.

Does Home Bank Of Arkansas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Home Bank Of Arkansas offer personal loans?

Compare personal loan rates here.

Does Home Bank Of Arkansas offer student loans?

Will Home Bank Of Arkansas cash a check?

Will Home Bank Of Arkansas redeem a savings bond?

Does Home Bank Of Arkansas cash savings bonds?

Will Home Bank Of Arkansas cash money orders?

Can Home Bank Of Arkansas issue a money order?

Does Home Bank Of Arkansas do currency exchange?

Background on The Bank

Who owns Home Bank Of Arkansas?

How long has Home Bank Of Arkansas been around?

Can Home Bank Of Arkansas transfer to other banks?

Does Home Bank Of Arkansas have quick pay?

Does Home Bank Of Arkansas accept rolled coins?

Will Home Bank Of Arkansas accept loose change?

Where is Home Bank Of Arkansas headquarters?

Customer Reviews for Home Bank of Arkansas

There are currently no comments for Home Bank of Arkansas. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →

*All images, logos and public notes on this page appear courtesy of Home Bank Of Arkansas and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.