This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.05% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 525 | 368 |
| 2 | 50,525 | 531 | 371 |
| 3 | 51,056 | 536 | 375 |
| 4 | 51,592 | 542 | 379 |
| 5 | 52,133 | 547 | 383 |
| 6 | 52,681 | 553 | 387 |
| 7 | 53,234 | 559 | 391 |
| 8 | 53,793 | 565 | 395 |
| 9 | 54,358 | 571 | 400 |
| 10 | 54,928 | 577 | 404 |
| 11 | 55,505 | 583 | 408 |
| 12 | 56,088 | 589 | 412 |
| 13 | 56,677 | 595 | 417 |
| 14 | 57,272 | 601 | 421 |
| 15 | 57,873 | 608 | 425 |
| 16 | 58,481 | 614 | 430 |
| 17 | 59,095 | 620 | 434 |
| 18 | 59,716 | 627 | 439 |
| 19 | 60,343 | 634 | 444 |
| 20 | 60,976 | 640 | 448 |
| TOTAL | $11,616 | $8,131 |
| Year | Rate 1.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 585 | 410 |
| 2 | 50,585 | 592 | 414 |
| 3 | 51,177 | 599 | 419 |
| 4 | 51,776 | 606 | 424 |
| 5 | 52,381 | 613 | 429 |
| 6 | 52,994 | 620 | 434 |
| 7 | 53,614 | 627 | 439 |
| 8 | 54,242 | 635 | 444 |
| 9 | 54,876 | 642 | 449 |
| 10 | 55,518 | 650 | 455 |
| 11 | 56,168 | 657 | 460 |
| 12 | 56,825 | 665 | 465 |
| 13 | 57,490 | 673 | 471 |
| 14 | 58,162 | 681 | 476 |
| 15 | 58,843 | 688 | 482 |
| 16 | 59,531 | 697 | 488 |
| 17 | 60,228 | 705 | 493 |
| 18 | 60,933 | 713 | 499 |
| 19 | 61,646 | 721 | 505 |
| 20 | 62,367 | 730 | 511 |
| TOTAL | $13,096 | $9,168 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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|
Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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