HOUSTON

16320 Kensington Dr
Sugar Land, TX 77479

Notable Rates APY Vs.Others
Savings 0.05% 2.25% →
1-Year CD 1.90% 2.25% →
2-Year CD 2.20% 2.50% →
5-Year CD 2.65% 3.25% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Houston is an NCUA insured institution located in Sugar Land, TX. It was founded in 1960 and has approximately $659.03 millions in assets.

Who can join?

You’re eligible for membership if you live, work, worship, attend school or have a family member that lives, works, worships or attends school in the following shaded areas: https://www.houstonfcu.org/home/membership/communities

If you are an employee of HFCU’s Member Companies, you are eligible for membership.

NCUA Insured Yes
Charter Number # # 14091
Date Established 1960
Assets $659.03 million
Loans $429.01 million
Deposits $593.03 million
Capital $59.82 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Houston, Texas and select other communities. Membership is also open to employees of select businesses or to family members of existing members.

Deposit Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.65% $2,000 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $19,999 Learn MoreShow Less
Money Market
0.80% $20,000 $39,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
2.02% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.95% $7,500 $99,999 Learn MoreShow Less
1.55% $500 $99,999 Learn MoreShow Less
1.90% $500 $99,999 Learn MoreShow Less
2.00% $500 $99,999 Learn MoreShow Less
2.20% $500 $99,999 Learn MoreShow Less
2.30% $500 $99,999 Learn MoreShow Less
2.45% $500 $99,999 Learn MoreShow Less
2.55% $500 $99,999 Learn MoreShow Less
60 Mo CD
2.65% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.80% $1 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $750 - Learn MoreShow Less

Loan Rates - December 15, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for HOUSTON

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.000 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
5.000 %
$0 Learn More
More Info

Note to HOUSTON
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Houston branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Houston Locations


Financial Details

Houston Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Houston. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Houston U.S. Average
6.67% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Houston had $3,936,791 in non-current loans and $164,809 in owned assets. To cover these potential losses it had $59,819,536 in net worth and $1,666,173 in loans loss reserves. That gives it a Texas Ratio of 6.67%.

Net Worth
Houston U.S. Average
9.16% 13.65%

Houston FCU has a net worth of 9.16% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Houston

Branches and Savings

What is Houston?

A federal credit union, registered with the NCUA under certificate #14091.
Learn more about credit unions here.

Is Houston FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Houston?

Please see Field of Membership information above for information on who is eligible to join.

What are Houston's share account and share certificate rates?

Houston's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Houston?

Houston has total capital of $59.82 million. Full information on Houston's financial position is located above.

Who owns Houston?

Credit Unions are owned by their members.

Where are Houston branches located?

See branch locations nearby.

Are Houston ATMs Open 24/7?

Do Houston ATMs accept cash deposits?

Can Houston customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Houston have a mobile app?

Does Houston have mobile deposit?

Does Houston have quick pay?

How can Houston transfer money to other banks or credit unions?

Does Houston report to credit bureaus?

Does Houston use Chexsystems?

Does Houston use Equifax?

What is Houston's toll free phone number?

What is Houston's ACH Routing Number?

What is Houston's SWIFT code?

Where can I find Houston's wire transfer form?

What is the Houston address for deposits?

What Products Does Houston Offer

Does Houston offer mortgages?

Compare mortgage rates here.

Does Houston offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Houston offer auto and RV loans?

Compare auto loan rates here.

Does Houston offer student loans or personal loans?

Compare personal loan rates here.

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