This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 0.10% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 50 | 35 |
| 2 | 50,050 | 50 | 35 |
| 3 | 50,100 | 50 | 35 |
| 4 | 50,150 | 50 | 35 |
| 5 | 50,200 | 50 | 35 |
| 6 | 50,251 | 50 | 35 |
| 7 | 50,301 | 50 | 35 |
| 8 | 50,351 | 50 | 35 |
| 9 | 50,401 | 50 | 35 |
| 10 | 50,452 | 50 | 35 |
| 11 | 50,502 | 51 | 35 |
| 12 | 50,553 | 51 | 35 |
| 13 | 50,603 | 51 | 35 |
| 14 | 50,654 | 51 | 35 |
| 15 | 50,705 | 51 | 35 |
| 16 | 50,755 | 51 | 36 |
| 17 | 50,806 | 51 | 36 |
| 18 | 50,857 | 51 | 36 |
| 19 | 50,908 | 51 | 36 |
| 20 | 50,959 | 51 | 36 |
| TOTAL | $1,010 | $707 |
| Year | Rate 1.17% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 585 | 410 |
| 2 | 50,585 | 592 | 414 |
| 3 | 51,177 | 599 | 419 |
| 4 | 51,776 | 606 | 424 |
| 5 | 52,381 | 613 | 429 |
| 6 | 52,994 | 620 | 434 |
| 7 | 53,614 | 627 | 439 |
| 8 | 54,242 | 635 | 444 |
| 9 | 54,876 | 642 | 449 |
| 10 | 55,518 | 650 | 455 |
| 11 | 56,168 | 657 | 460 |
| 12 | 56,825 | 665 | 465 |
| 13 | 57,490 | 673 | 471 |
| 14 | 58,162 | 681 | 476 |
| 15 | 58,843 | 688 | 482 |
| 16 | 59,531 | 697 | 488 |
| 17 | 60,228 | 705 | 493 |
| 18 | 60,933 | 713 | 499 |
| 19 | 61,646 | 721 | 505 |
| 20 | 62,367 | 730 | 511 |
| TOTAL | $13,096 | $9,168 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
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Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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Last change: ↓0.05% on April 30. |
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|
|
4.50% |
$50,000 |
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Last change: ↑0.20% on April 9. |
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|
|
4.50% |
$500 |
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Last change: ↓0.50% on February 25. |
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