This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.07% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 535 | 375 |
| 2 | 50,535 | 541 | 379 |
| 3 | 51,076 | 547 | 383 |
| 4 | 51,622 | 552 | 387 |
| 5 | 52,175 | 558 | 391 |
| 6 | 52,733 | 564 | 395 |
| 7 | 53,297 | 570 | 399 |
| 8 | 53,867 | 576 | 403 |
| 9 | 54,444 | 583 | 408 |
| 10 | 55,026 | 589 | 412 |
| 11 | 55,615 | 595 | 417 |
| 12 | 56,210 | 601 | 421 |
| 13 | 56,812 | 608 | 426 |
| 14 | 57,420 | 614 | 430 |
| 15 | 58,034 | 621 | 435 |
| 16 | 58,655 | 628 | 439 |
| 17 | 59,282 | 634 | 444 |
| 18 | 59,917 | 641 | 449 |
| 19 | 60,558 | 648 | 454 |
| 20 | 61,206 | 655 | 458 |
| TOTAL | $11,861 | $8,303 |
| Year | Rate 1.32% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 660 | 462 |
| 2 | 50,660 | 669 | 468 |
| 3 | 51,329 | 678 | 474 |
| 4 | 52,006 | 686 | 481 |
| 5 | 52,693 | 696 | 487 |
| 6 | 53,388 | 705 | 493 |
| 7 | 54,093 | 714 | 500 |
| 8 | 54,807 | 723 | 506 |
| 9 | 55,530 | 733 | 513 |
| 10 | 56,263 | 743 | 520 |
| 11 | 57,006 | 752 | 527 |
| 12 | 57,759 | 762 | 534 |
| 13 | 58,521 | 772 | 541 |
| 14 | 59,294 | 783 | 548 |
| 15 | 60,076 | 793 | 555 |
| 16 | 60,869 | 803 | 562 |
| 17 | 61,673 | 814 | 570 |
| 18 | 62,487 | 825 | 577 |
| 19 | 63,312 | 836 | 585 |
| 20 | 64,147 | 847 | 593 |
| TOTAL | $14,994 | $10,496 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
|
4.20% |
$1,500 |
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Last change: ↓0.10% on October 13. |
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|
|
4.15% |
$1,000 |
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|
Last change: ↓0.15% on October 13. |
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|
|
4.15% |
$500 |
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