This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.52% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,260 | 882 |
| 2 | 51,260 | 1,292 | 904 |
| 3 | 52,552 | 1,324 | 927 |
| 4 | 53,876 | 1,358 | 950 |
| 5 | 55,234 | 1,392 | 974 |
| 6 | 56,626 | 1,427 | 999 |
| 7 | 58,053 | 1,463 | 1,024 |
| 8 | 59,516 | 1,500 | 1,050 |
| 9 | 61,015 | 1,538 | 1,076 |
| 10 | 62,553 | 1,576 | 1,103 |
| 11 | 64,129 | 1,616 | 1,131 |
| 12 | 65,745 | 1,657 | 1,160 |
| 13 | 67,402 | 1,699 | 1,189 |
| 14 | 69,101 | 1,741 | 1,219 |
| 15 | 70,842 | 1,785 | 1,250 |
| 16 | 72,627 | 1,830 | 1,281 |
| 17 | 74,457 | 1,876 | 1,313 |
| 18 | 76,334 | 1,924 | 1,347 |
| 19 | 78,257 | 1,972 | 1,380 |
| 20 | 80,229 | 2,022 | 1,415 |
| TOTAL | $32,251 | $22,576 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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