This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 3.66% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,830 | 1,281 |
| 2 | 51,830 | 1,897 | 1,328 |
| 3 | 53,727 | 1,966 | 1,376 |
| 4 | 55,693 | 2,038 | 1,427 |
| 5 | 57,732 | 2,113 | 1,479 |
| 6 | 59,845 | 2,190 | 1,533 |
| 7 | 62,035 | 2,270 | 1,589 |
| 8 | 64,306 | 2,354 | 1,648 |
| 9 | 66,659 | 2,440 | 1,708 |
| 10 | 69,099 | 2,529 | 1,770 |
| 11 | 71,628 | 2,622 | 1,835 |
| 12 | 74,249 | 2,718 | 1,902 |
| 13 | 76,967 | 2,817 | 1,972 |
| 14 | 79,784 | 2,920 | 2,044 |
| 15 | 82,704 | 3,027 | 2,119 |
| 16 | 85,731 | 3,138 | 2,196 |
| 17 | 88,869 | 3,253 | 2,277 |
| 18 | 92,121 | 3,372 | 2,360 |
| 19 | 95,493 | 3,495 | 2,447 |
| 20 | 98,988 | 3,623 | 2,536 |
| TOTAL | $52,611 | $36,828 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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6.00% |
$5,000 |
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6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
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5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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