This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 4.33% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,165 | 1,516 |
| 2 | 52,165 | 2,259 | 1,581 |
| 3 | 54,424 | 2,357 | 1,650 |
| 4 | 56,780 | 2,459 | 1,721 |
| 5 | 59,239 | 2,565 | 1,796 |
| 6 | 61,804 | 2,676 | 1,873 |
| 7 | 64,480 | 2,792 | 1,954 |
| 8 | 67,272 | 2,913 | 2,039 |
| 9 | 70,185 | 3,039 | 2,127 |
| 10 | 73,224 | 3,171 | 2,219 |
| 11 | 76,394 | 3,308 | 2,316 |
| 12 | 79,702 | 3,451 | 2,416 |
| 13 | 83,153 | 3,601 | 2,520 |
| 14 | 86,754 | 3,756 | 2,630 |
| 15 | 90,510 | 3,919 | 2,743 |
| 16 | 94,430 | 4,089 | 2,862 |
| 17 | 98,518 | 4,266 | 2,986 |
| 18 | 102,784 | 4,451 | 3,115 |
| 19 | 107,235 | 4,643 | 3,250 |
| 20 | 111,878 | 4,844 | 3,391 |
| TOTAL | $66,722 | $46,706 |
| Year | Rate 5.09% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 2,545 | 1,782 |
| 2 | 52,545 | 2,675 | 1,872 |
| 3 | 55,220 | 2,811 | 1,967 |
| 4 | 58,030 | 2,954 | 2,068 |
| 5 | 60,984 | 3,104 | 2,173 |
| 6 | 64,088 | 3,262 | 2,283 |
| 7 | 67,350 | 3,428 | 2,400 |
| 8 | 70,778 | 3,603 | 2,522 |
| 9 | 74,381 | 3,786 | 2,650 |
| 10 | 78,167 | 3,979 | 2,785 |
| 11 | 82,146 | 4,181 | 2,927 |
| 12 | 86,327 | 4,394 | 3,076 |
| 13 | 90,721 | 4,618 | 3,232 |
| 14 | 95,338 | 4,853 | 3,397 |
| 15 | 100,191 | 5,100 | 3,570 |
| 16 | 105,291 | 5,359 | 3,752 |
| 17 | 110,650 | 5,632 | 3,942 |
| 18 | 116,282 | 5,919 | 4,143 |
| 19 | 122,201 | 6,220 | 4,354 |
| 20 | 128,421 | 6,537 | 4,576 |
| TOTAL | $84,958 | $59,470 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.55% |
$1,000 |
Learn More | |
|
Last change: ↓0.50% on October 1, 2024. |
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|
|
4.50% |
$500 |
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|
Last change: ↑0.20% on January 18. |
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|
|
4.50% |
$50,000 |
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|
Last change: ↑0.20% on April 9. |
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|
|
4.49% |
$1,000 |
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|
Last change: ↑0.34% on May 27. |
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|
|
4.46% |
$50,000 |
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|
Last change: ↑0.26% on April 9. |
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