PORT ARTHUR COMMUNITY

Headquarters

3100 CENTRAL MALL DRIVE
Port Arthur, TX 77642
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 1.01% 1.01% →
2-Year CD 1.31% 0.95% →
5-Year CD 2.53% 2.25% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Port Arthur Community is an NCUA insured institution located in Port Arthur, TX. It was founded in 1950 and has approximately $19.39 millions in assets.

NCUA Insured Yes
Charter Number # # 7023
Date Established 1950
Assets $19.39 million
Loans $13.10 million
Deposits $16.60 million
Capital $2.52 million
 

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.50% $2,500 $2,999 Learn More
Money Market
0.50% $10,000 $14,999 Learn More
Money Market
0.60% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.90% $10,000 $14,999 Learn More
6 Mo CD
0.90% $100,000 $199,999 Learn More
12 Mo CD
1.01% $10,000 $14,999 Learn More
12 Mo CD
1.01% $100,000 $199,999 Learn More
24 Mo CD
1.31% $10,000 $14,999 Learn More
24 Mo CD
1.31% $100,000 $199,999 Learn More
36 Mo CD
1.51% $10,000 $14,999 Learn More
36 Mo CD
1.51% $100,000 $199,999 Learn More
48 Mo CD
2.02% $10,000 $14,999 Learn More
48 Mo CD
2.02% $100,000 $199,999 Learn More
60 Mo CD
2.53% $10,000 $14,999 Learn More
60 Mo CD
2.53% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for PORT ARTHUR COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
First Internet Bank
NMLS ID: 424182
2.664% 2.625% 0.50 $1,290 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to PORT ARTHUR COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Port Arthur Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Port Arthur Community Locations


Financial Details

Port Arthur Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Port Arthur Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Port Arthur Community U.S. Average
18.40% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Port Arthur Community had $476,749 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,522,275 in net worth and $68,368 in loans loss reserves. That gives it a Texas Ratio of 18.40%.

Net Worth
Port Arthur Community U.S. Average
13% 13.61%

Port Arthur Community FCU has a net worth of 13% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Port Arthur Community

Branches and Savings

What is Port Arthur Community?

A federal credit union, registered with the NCUA under certificate #7023.
Learn more about credit unions here.

Is Port Arthur Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Port Arthur Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Port Arthur Community's share account and share certificate rates?

Port Arthur Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Port Arthur Community?

Port Arthur Community has total capital of $2.52 million. Full information on Port Arthur Community's financial position is located above.

Who owns Port Arthur Community?

Credit Unions are owned by their members.

Where are Port Arthur Community branches located?

See branch locations nearby.

Are Port Arthur Community ATMs Open 24/7?

Do Port Arthur Community ATMs accept cash deposits?

Can Port Arthur Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Port Arthur Community have a mobile app?

Does Port Arthur Community have mobile deposit?

Does Port Arthur Community have quick pay?

How can Port Arthur Community transfer money to other banks or credit unions?

Does Port Arthur Community report to credit bureaus?

Does Port Arthur Community use Chexsystems?

Does Port Arthur Community use Equifax?

What is Port Arthur Community's toll free phone number?

What is Port Arthur Community's ACH Routing Number?

What is Port Arthur Community's SWIFT code?

Where can I find Port Arthur Community's wire transfer form?

What is the Port Arthur Community address for deposits?

What Products Does Port Arthur Community Offer

Does Port Arthur Community offer mortgages?

Compare mortgage rates here.

Does Port Arthur Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Port Arthur Community offer auto and RV loans?

Compare auto loan rates here.

Does Port Arthur Community offer student loans or personal loans?

Compare personal loan rates here.

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