This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 1.36% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 680 | 476 |
| 2 | 50,680 | 689 | 482 |
| 3 | 51,368 | 698 | 489 |
| 4 | 52,066 | 708 | 495 |
| 5 | 52,774 | 717 | 502 |
| 6 | 53,491 | 727 | 509 |
| 7 | 54,218 | 737 | 516 |
| 8 | 54,955 | 747 | 523 |
| 9 | 55,702 | 757 | 530 |
| 10 | 56,459 | 767 | 537 |
| 11 | 57,226 | 778 | 544 |
| 12 | 58,004 | 788 | 552 |
| 13 | 58,792 | 799 | 559 |
| 14 | 59,591 | 810 | 567 |
| 15 | 60,401 | 821 | 575 |
| 16 | 61,222 | 832 | 582 |
| 17 | 62,054 | 843 | 590 |
| 18 | 62,897 | 855 | 598 |
| 19 | 63,752 | 866 | 606 |
| 20 | 64,618 | 878 | 615 |
| TOTAL | $15,496 | $10,847 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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|
Last change: ↑0.46% on December 15, 2023. |
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|
|
5.50% |
$500 |
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|
Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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|
Last change: ↓0.05% on March 15. |
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|
|
5.49% |
$50,000 |
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|
Last change: ↑0.09% on March 12. |
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