JEFFERSON FINANCIAL

7701 AIRLINE DRIVE
Metairie, LA 70003

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 24871
Date Established 1966
Assets $960.89 million
Loans $619.83 million
Deposits $723.04 million
Capital $88.84 million

Jefferson Financial is an NCUA insured institution located in Metairie, LA. It was founded in 1966 and has approximately $960.89 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Fixed IRA Rates APY MIN MAX
1.85% $1,000 $9,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.70% $10,000 $99,999 Learn MoreShow Less
12 Mo CD
1.95% $10,000 $99,999 Learn MoreShow Less
24 Mo CD
1.95% $10,000 $99,999 Learn MoreShow Less
36 Mo CD
1.95% $10,000 $99,999 Learn MoreShow Less
48 Mo CD
1.97% $10,000 - Learn MoreShow Less
60 Mo CD
2.00% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $5,000 - Learn MoreShow Less

Loan Rates - August 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for JEFFERSON FINANCIAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.643% 3.625% 0.25 $552 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to JEFFERSON FINANCIAL
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Branches

Below are Jefferson Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Jefferson Financial Locations


Financial Details

Jefferson Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Jefferson Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Jefferson Financial U.S. Average
11.45% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Jefferson Financial had $9,142,481 in non-current loans and $1,482,471 in owned assets. To cover these potential losses it had $88,844,370 in net worth and $3,979,823 in loans loss reserves. That gives it a Texas Ratio of 11.45%.

Net Worth
Jefferson Financial U.S. Average
9.24% 13.47%

Jefferson Financial FCU has a net worth of 9.24% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Jefferson Financial

Branches and Savings

What is Jefferson Financial?

A federal credit union, registered with the NCUA under certificate #24871.
Learn more about credit unions here.

Is Jefferson Financial FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Jefferson Financial?

Please see Field of Membership information above for information on who is eligible to join.

What are Jefferson Financial's share account and share certificate rates?

Jefferson Financial's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Jefferson Financial?

Jefferson Financial has total capital of $88.84 million. Full information on Jefferson Financial's financial position is located above.

Who owns Jefferson Financial?

Credit Unions are owned by their members.

Where are Jefferson Financial branches located?

See branch locations nearby.

Are Jefferson Financial ATMs Open 24/7?

Do Jefferson Financial ATMs accept cash deposits?

Can Jefferson Financial customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Jefferson Financial have a mobile app?

Does Jefferson Financial have mobile deposit?

Does Jefferson Financial have quick pay?

How can Jefferson Financial transfer money to other banks or credit unions?

Does Jefferson Financial report to credit bureaus?

Does Jefferson Financial use Chexsystems?

Does Jefferson Financial use Equifax?

What is Jefferson Financial's toll free phone number?

What is Jefferson Financial's ACH Routing Number?

What is Jefferson Financial's SWIFT code?

Where can I find Jefferson Financial's wire transfer form?

What is the Jefferson Financial address for deposits?

What Products Does Jefferson Financial Offer

Does Jefferson Financial offer mortgages?

Compare mortgage rates here.

Does Jefferson Financial offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Jefferson Financial offer auto and RV loans?

Compare auto loan rates here.

Does Jefferson Financial offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Jefferson Financial


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    May 07, 2017

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