Compare Savings vs. CDs
Comparison of Deposit Account from Legacy Bank & Trust Company with 0.35%
- October 2026
Long-Term Analysis of Legacy Bank & Trust Company with 0.35% APY and First State Bank of Purdy with 0.60% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.35%-$50,00012 MonthBank0.63x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 175 123 2 50,175 176 123 3 50,351 176 123 4 50,527 177 124 5 50,704 177 124 6 50,881 178 125 7 51,059 179 125 8 51,238 179 126 9 51,417 180 126 10 51,597 181 126 11 51,778 181 127 12 51,959 182 127 13 52,141 182 128 14 52,323 183 128 15 52,507 184 129 16 52,690 184 129 17 52,875 185 130 18 53,060 186 130 19 53,245 186 130 20 53,432 187 131 TOTAL $3,619 $2,533 - 2LOCAL CD0.60%-$50,00012 MonthBank1.09x (National Avg. - 0.55%)$10,000SCENARIO
Year Rate
0.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 301 210 2 50,301 302 212 3 50,603 304 213 4 50,907 306 214 5 51,213 308 215 6 51,521 310 217 7 51,830 312 218 8 52,142 313 219 9 52,455 315 221 10 52,770 317 222 11 53,088 319 223 12 53,407 321 225 13 53,728 323 226 14 54,051 325 227 15 54,375 327 229 16 54,702 329 230 17 55,031 331 232 18 55,362 333 233 19 55,694 335 234 20 56,029 337 236 TOTAL $6,366 $4,456
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Decide once. Earn for a year. A full year of predictable earnings with our 12-Month Jumbo CD. 12-Month |
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5.00% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.95% |
$10,000 |
Learn More | |
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Last change: ↑0.10% on October 8. |
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4.85% |
$10,000 |
Learn More | |
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Last change: ↑0.05% on October 8. |
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4.75% |
$0 |
Learn More | |
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Last change: ↑0.40% on October 11. |
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