Compare Savings vs. CDs
Comparison of Deposit Account from MEMBERS FIRST with 0.70%
- September 2026
Long-Term Analysis of WAUNA with 0.35% APY and UBank with 0.15% APY and First Interstate Bank with 0.01% APY and Unity Bank with 1.70% APY and MEMBERS FIRST with 0.70% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.35%-$50,00048 MonthCredit Union0.43x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.35%Annual
InterestAnnual Interest
(After Tax)1 50,000 176 123 2 50,176 176 123 3 50,352 177 124 4 50,528 177 124 5 50,706 178 125 6 50,884 179 125 7 51,062 179 125 8 51,242 180 126 9 51,421 180 126 10 51,602 181 127 11 51,783 182 127 12 51,965 182 128 13 52,147 183 128 14 52,330 184 129 15 52,514 184 129 16 52,698 185 129 17 52,883 186 130 18 53,069 186 130 19 53,255 187 131 20 53,442 188 131 TOTAL $3,630 $2,541 - 2LOCAL MONEY MARKET0.15%-$50,000N.A.Bank0.18x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.15%Annual
InterestAnnual Interest
(After Tax)1 50,000 75 53 2 50,075 75 53 3 50,150 75 53 4 50,225 75 53 5 50,301 75 53 6 50,376 76 53 7 50,452 76 53 8 50,527 76 53 9 50,603 76 53 10 50,679 76 53 11 50,755 76 53 12 50,831 76 53 13 50,907 76 53 14 50,984 76 54 15 51,060 77 54 16 51,137 77 54 17 51,214 77 54 18 51,290 77 54 19 51,367 77 54 20 51,444 77 54 TOTAL $1,522 $1,065 - 3LOCAL MONEY MARKET0.01%-$50,000N.A.Bank0.01x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.01%Annual
InterestAnnual Interest
(After Tax)1 50,000 5 4 2 50,005 5 4 3 50,010 5 4 4 50,015 5 4 5 50,020 5 4 6 50,025 5 4 7 50,030 5 4 8 50,035 5 4 9 50,040 5 4 10 50,045 5 4 11 50,050 5 4 12 50,055 5 4 13 50,060 5 4 14 50,065 5 4 15 50,070 5 4 16 50,075 5 4 17 50,080 5 4 18 50,085 5 4 19 50,090 5 4 20 50,095 5 4 TOTAL $100 $70 - 4LOCAL CD1.70%-$50,00060 MonthBank1.83x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 850 595 2 50,850 864 605 3 51,714 879 615 4 52,594 894 626 5 53,488 909 637 6 54,397 925 647 7 55,322 940 658 8 56,262 956 670 9 57,219 973 681 10 58,191 989 692 11 59,181 1,006 704 12 60,187 1,023 716 13 61,210 1,041 728 14 62,250 1,058 741 15 63,309 1,076 753 16 64,385 1,095 766 17 65,479 1,113 779 18 66,593 1,132 792 19 67,725 1,151 806 20 68,876 1,171 820 TOTAL $20,047 $14,033 - 5LOCAL CD0.70%-$50,00024 MonthCredit Union1.05x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.70%Annual
InterestAnnual Interest
(After Tax)1 50,000 350 245 2 50,350 352 247 3 50,702 355 248 4 51,057 357 250 5 51,415 360 252 6 51,775 362 254 7 52,137 365 255 8 52,502 368 257 9 52,870 370 259 10 53,240 373 261 11 53,612 375 263 12 53,988 378 265 13 54,366 381 266 14 54,746 383 268 15 55,129 386 270 16 55,515 389 272 17 55,904 391 274 18 56,295 394 276 19 56,689 397 278 20 57,086 400 280 TOTAL $7,486 $5,240
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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