Compare Savings vs. CDs
Comparison of Deposit Account from METROWEST COMMUNITY with 1.02%
- September 2026
Long-Term Analysis of METROWEST COMMUNITY with 1.02% APY and XCEL with 3.50% APY and QUEST with 0.92% APY and INSIGHT with 3.80% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.02%-$50,00012 MonthCredit Union1.86x (National Avg. - 0.55%)$100,000SCENARIO
Year Rate
1.02%Annual
InterestAnnual Interest
(After Tax)1 50,000 510 357 2 50,510 515 361 3 51,025 520 364 4 51,546 526 368 5 52,071 531 372 6 52,603 537 376 7 53,139 542 379 8 53,681 548 383 9 54,229 553 387 10 54,782 559 391 11 55,341 564 395 12 55,905 570 399 13 56,475 576 403 14 57,051 582 407 15 57,633 588 412 16 58,221 594 416 17 58,815 600 420 18 59,415 606 424 19 60,021 612 429 20 60,633 618 433 TOTAL $11,252 $7,876 - 2LOCAL CD3.50%-$50,00036 MonthCredit Union4.62x (National Avg. - 0.76%)$500SCENARIO
Year Rate
3.50%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,750 1,225 2 51,750 1,811 1,268 3 53,561 1,875 1,312 4 55,436 1,940 1,358 5 57,376 2,008 1,406 6 59,384 2,078 1,455 7 61,463 2,151 1,506 8 63,614 2,226 1,559 9 65,840 2,304 1,613 10 68,145 2,385 1,670 11 70,530 2,469 1,728 12 72,998 2,555 1,788 13 75,553 2,644 1,851 14 78,198 2,737 1,916 15 80,935 2,833 1,983 16 83,767 2,932 2,052 17 86,699 3,034 2,124 18 89,734 3,141 2,198 19 92,874 3,251 2,275 20 96,125 3,364 2,355 TOTAL $49,489 $34,643 - 3LOCAL CD0.92%-$50,00048 MonthCredit Union1.12x (National Avg. - 0.82%)$10,000SCENARIO
Year Rate
0.92%Annual
InterestAnnual Interest
(After Tax)1 50,000 460 322 2 50,460 464 325 3 50,924 469 328 4 51,393 473 331 5 51,866 477 334 6 52,343 482 337 7 52,824 486 340 8 53,310 490 343 9 53,801 495 346 10 54,296 500 350 11 54,795 504 353 12 55,299 509 356 13 55,808 513 359 14 56,321 518 363 15 56,840 523 366 16 57,363 528 369 17 57,890 533 373 18 58,423 537 376 19 58,960 542 380 20 59,503 547 383 TOTAL $10,050 $7,035 - 4LOCAL CD3.80%-$50,00012 MonthCredit Union6.92x (National Avg. - 0.55%)$1,000,000SCENARIO
Year Rate
3.80%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,900 1,330 2 51,900 1,972 1,381 3 53,872 2,047 1,433 4 55,919 2,125 1,487 5 58,044 2,206 1,544 6 60,250 2,289 1,603 7 62,539 2,376 1,664 8 64,916 2,467 1,727 9 67,383 2,561 1,792 10 69,943 2,658 1,860 11 72,601 2,759 1,931 12 75,360 2,864 2,005 13 78,224 2,972 2,081 14 81,196 3,085 2,160 15 84,282 3,203 2,242 16 87,484 3,324 2,327 17 90,809 3,451 2,416 18 94,259 3,582 2,507 19 97,841 3,718 2,603 20 101,559 3,859 2,701 TOTAL $55,419 $38,793
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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Take your savings to the next level with our 12-month online CD special! 12-Month |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
Learn More | |
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Last change: ↑1.20% on August 6. |
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