METROWEST COMMUNITY

200 CONCORD ST
Framingham, MA 01701

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4731
Date Established 1941
Assets $101.87 million
Loans $52.31 million
Deposits $92.00 million
Capital $10.72 million

Metrowest Community is an NCUA insured institution located in Framingham, MA. It was founded in 1941 and has approximately $101.87 millions in assets.

Field of Membership Restrictions

Must live, work, worship or attend school in Marlborough, Newton, Waltham, Watertown, Acton, Arlington, Ashland, Ayer, Bedford, Belmont, Boxborough, Carlisle, Chelmsford, Concord, Framingham, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Maynard, Natick, Sherborn, Shirley, Stow, Sudbury, Wayland, Westford or Weston.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $500 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
2.32% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
1.16% $500 - Learn MoreShow Less
6 Mo CD
1.91% $500 - Learn MoreShow Less
12 Mo CD
2.32% $500 - Learn MoreShow Less
18 Mo CD
2.53% $500 - Learn MoreShow Less
24 Mo CD
2.53% $500 - Learn MoreShow Less
36 Mo CD
2.58% $500 - Learn MoreShow Less
48 Mo CD
2.74% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for METROWEST COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.522% 3.500% 0.25 $675 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
More Info

Note to METROWEST COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Metrowest Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Metrowest Community Locations


Financial Details

Metrowest Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metrowest Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metrowest Community U.S. Average
0.48% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Metrowest Community had $52,326 in non-current loans and $0 in owned assets. To cover these potential losses it had $10,723,033 in net worth and $186,862 in loans loss reserves. That gives it a Texas Ratio of 0.48%.

Net Worth
Metrowest Community U.S. Average
10.52% 13.47%

Metrowest Community FCU has a net worth of 10.52% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Metrowest Community

Branches and Savings

What is Metrowest Community?

A federal credit union, registered with the NCUA under certificate #4731.
Learn more about credit unions here.

Is Metrowest Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Metrowest Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Metrowest Community's share account and share certificate rates?

Metrowest Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Metrowest Community?

Metrowest Community has total capital of $10.72 million. Full information on Metrowest Community's financial position is located above.

Who owns Metrowest Community?

Credit Unions are owned by their members.

Where are Metrowest Community branches located?

See branch locations nearby.

Are Metrowest Community ATMs Open 24/7?

Do Metrowest Community ATMs accept cash deposits?

Can Metrowest Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Metrowest Community have a mobile app?

Does Metrowest Community have mobile deposit?

Does Metrowest Community have quick pay?

How can Metrowest Community transfer money to other banks or credit unions?

Does Metrowest Community report to credit bureaus?

Does Metrowest Community use Chexsystems?

Does Metrowest Community use Equifax?

What is Metrowest Community's toll free phone number?

What is Metrowest Community's ACH Routing Number?

What is Metrowest Community's SWIFT code?

Where can I find Metrowest Community's wire transfer form?

What is the Metrowest Community address for deposits?

What Products Does Metrowest Community Offer

Does Metrowest Community offer mortgages?

Compare mortgage rates here.

Does Metrowest Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Metrowest Community offer auto and RV loans?

Compare auto loan rates here.

Does Metrowest Community offer student loans or personal loans?

Compare personal loan rates here.

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