Metrowest Community Federal Credit Union


Our records indicate that this credit union has been acquired by ST. MARY'S.


Headquarters

200 Concord St
Framingham, MA 01701
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Notable Rates APY Vs.Others
Savings 0.11% 4.35% →
1-Year CD 1.02% 4.59% →
2-Year CD 1.22% 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Metrowest Community is an NCUA insured institution located in Framingham, MA. It was founded in 1941 and has approximately $146.49 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4731
Date Established 1941
Assets $146.49 million
Loans $71.81 million
Deposits $137.21 million
Capital $12.62 million
 

Field of Membership Restrictions

Must live, work, worship or attend school in Marlborough, Newton, Waltham, Watertown, Acton, Arlington, Ashland, Ayer, Bedford, Belmont, Boxborough, Carlisle, Chelmsford, Concord, Framingham, Holliston, Hopkinton, Hudson, Lexington, Lincoln, Littleton, Maynard, Natick, Sherborn, Shirley, Stow, Sudbury, Wayland, Westford or Weston.

Deposit Rates - September 26, 2026

Your Current Location: Georgia, GA

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.11% $2,500 $4,999 Learn More
Money Market
0.21% $2,500 $2,999 Learn More
Money Market
0.32% $10,000 $14,999 Learn More
Money Market
0.32% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.60% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
0.82% $10,000 $14,999 Learn More
12 Mo CD
1.02% $100,000 $199,999 Learn More
18 Mo CD
0.86% $10,000 $14,999 Learn More
18 Mo CD
1.06% $100,000 $199,999 Learn More
24 Mo CD
1.02% $10,000 $14,999 Learn More
24 Mo CD
1.22% $100,000 $199,999 Learn More
36 Mo CD
1.22% $10,000 $14,999 Learn More
36 Mo CD
1.42% $100,000 $199,999 Learn More
48 Mo CD
1.27% $10,000 $14,999 Learn More
48 Mo CD
1.47% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 26, 2026

Your Current Location: Georgia, GA

There are currently no loan rates available for Metrowest Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Georgia 30 Year Fixed Mortgage Rates 2026

View more mortgage rates

Featured - Georgia Home Equity Line Of Credit Rates 2026

View more home equity rates

Note to Metrowest Community
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Branches

Below are Metrowest Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Covington,Georgia


Metrowest Community Locations


BranchDistance Map View Lobby Hours

Main Office

892.00 A View Lobby Hours


Climate Policy and Initiatives

METROWEST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Metrowest Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Metrowest Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Metrowest Community U.S. Average
4.03% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Metrowest Community had $494,903 in non-current loans and $25,317 in owned assets. To cover these potential losses it had $12,624,969 in net worth and $294,801 in loans loss reserves. That gives it a Texas Ratio of 4.03%.

Net Worth
Metrowest Community U.S. Average
8.62% 14.48%

Metrowest Community FCU has a net worth of 8.62% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Metrowest Community


  • June 8, 2021

    Call first. Rate is different


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