Compare Savings vs. CDs
Comparison of Deposit Account from MID-ILLINI with 1.26%
- September 2026
Long-Term Analysis of FIELDSTONE with 0.25% APY and FIELDSTONE with 0.76% APY and MID-ILLINI with 1.26% APY and MID-ILLINI with 0.25% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.25%-$50,0006 MonthCredit Union0.62x (National Avg. - 0.40%)$100,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL CD0.76%-$50,00060 MonthCredit Union0.82x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.76%Annual
InterestAnnual Interest
(After Tax)1 50,000 382 267 2 50,382 384 269 3 50,766 387 271 4 51,153 390 273 5 51,544 393 275 6 51,937 396 277 7 52,333 399 280 8 52,732 402 282 9 53,135 405 284 10 53,540 409 286 11 53,949 412 288 12 54,360 415 290 13 54,775 418 293 14 55,193 421 295 15 55,614 424 297 16 56,038 428 299 17 56,466 431 302 18 56,897 434 304 19 57,331 437 306 20 57,768 441 309 TOTAL $8,209 $5,746 - 3LOCAL CD1.26%-$50,00060 MonthCredit Union1.36x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.26%Annual
InterestAnnual Interest
(After Tax)1 50,000 630 441 2 50,630 638 447 3 51,268 646 452 4 51,914 654 458 5 52,568 662 464 6 53,230 671 469 7 53,901 679 475 8 54,580 688 481 9 55,268 696 487 10 55,964 705 494 11 56,669 714 500 12 57,384 723 506 13 58,107 732 512 14 58,839 741 519 15 59,580 751 525 16 60,331 760 532 17 61,091 770 539 18 61,861 779 546 19 62,640 789 552 20 63,429 799 559 TOTAL $14,229 $9,960 - 4LOCAL MONEY MARKET0.25%-$50,000N.A.Credit Union0.27x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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Last change: ↑0.65% on August 6. |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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