MID-ILLINI

Headquarters

1811 EASTLAND DR
Bloomington, IL 61704
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.52% 1.01% →
2-Year CD 0.77% 0.95% →
5-Year CD 1.28% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Mid-illini is an NCUA insured institution located in Bloomington, IL. It was founded in 1940 and has approximately $64.81 millions in assets.

NCUA Insured Yes
Charter Number # # 63541
Date Established 1940
Assets $64.81 million
Loans $52.96 million
Deposits $60.07 million
Capital $4.50 million
 

Deposit Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.35% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.18% $10,000 $14,999 Learn More
3 Mo CD
0.20% $100,000 $199,999 Learn More
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.32% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.52% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.62% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.77% $100,000 $199,999 Learn More
30 Mo CD
0.80% $10,000 $14,999 Learn More
30 Mo CD
0.82% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.02% $100,000 $199,999 Learn More
48 Mo CD
1.16% $10,000 $14,999 Learn More
48 Mo CD
1.18% $100,000 $199,999 Learn More
60 Mo CD
1.26% $10,000 $14,999 Learn More
60 Mo CD
1.28% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 27, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for MID-ILLINI

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.561% 2.500% 0.75 $2,021 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.674% 2.625% 0.63 $1,595 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to MID-ILLINI
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Mid-illini branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Mid-illini Locations


Financial Details

Mid-illini Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Mid-illini. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Mid-illini U.S. Average
27.14% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Mid-illini had $1,213,086 in non-current loans and $241,494 in owned assets. To cover these potential losses it had $4,504,947 in net worth and $853,833 in loans loss reserves. That gives it a Texas Ratio of 27.14%.

Net Worth
Mid-illini U.S. Average
7.37% 13.61%

Mid-illini FCU has a net worth of 7.37% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Mid-illini

Branches and Savings

What is Mid-illini?

A federal credit union, registered with the NCUA under certificate #63541.
Learn more about credit unions here.

Is Mid-illini FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Mid-illini?

Please see Field of Membership information above for information on who is eligible to join.

What are Mid-illini's share account and share certificate rates?

Mid-illini's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Mid-illini?

Mid-illini has total capital of $4.50 million. Full information on Mid-illini's financial position is located above.

Who owns Mid-illini?

Credit Unions are owned by their members.

Where are Mid-illini branches located?

See branch locations nearby.

Are Mid-illini ATMs Open 24/7?

Do Mid-illini ATMs accept cash deposits?

Can Mid-illini customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Mid-illini have a mobile app?

Does Mid-illini have mobile deposit?

Does Mid-illini have quick pay?

How can Mid-illini transfer money to other banks or credit unions?

Does Mid-illini report to credit bureaus?

Does Mid-illini use Chexsystems?

Does Mid-illini use Equifax?

What is Mid-illini's toll free phone number?

What is Mid-illini's ACH Routing Number?

What is Mid-illini's SWIFT code?

Where can I find Mid-illini's wire transfer form?

What is the Mid-illini address for deposits?

What Products Does Mid-illini Offer

Does Mid-illini offer mortgages?

Compare mortgage rates here.

Does Mid-illini offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Mid-illini offer auto and RV loans?

Compare auto loan rates here.

Does Mid-illini offer student loans or personal loans?

Compare personal loan rates here.

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