This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.69% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,345 | 942 |
| 2 | 51,345 | 1,381 | 967 |
| 3 | 52,726 | 1,418 | 993 |
| 4 | 54,145 | 1,456 | 1,020 |
| 5 | 55,601 | 1,496 | 1,047 |
| 6 | 57,097 | 1,536 | 1,075 |
| 7 | 58,633 | 1,577 | 1,104 |
| 8 | 60,210 | 1,620 | 1,134 |
| 9 | 61,829 | 1,663 | 1,164 |
| 10 | 63,493 | 1,708 | 1,196 |
| 11 | 65,201 | 1,754 | 1,228 |
| 12 | 66,954 | 1,801 | 1,261 |
| 13 | 68,756 | 1,850 | 1,295 |
| 14 | 70,605 | 1,899 | 1,329 |
| 15 | 72,504 | 1,950 | 1,365 |
| 16 | 74,455 | 2,003 | 1,402 |
| 17 | 76,458 | 2,057 | 1,440 |
| 18 | 78,514 | 2,112 | 1,478 |
| 19 | 80,626 | 2,169 | 1,518 |
| 20 | 82,795 | 2,227 | 1,559 |
| TOTAL | $35,022 | $24,516 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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