This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,055 | 739 |
| 2 | 51,055 | 1,077 | 754 |
| 3 | 52,132 | 1,100 | 770 |
| 4 | 53,232 | 1,123 | 786 |
| 5 | 54,355 | 1,147 | 803 |
| 6 | 55,502 | 1,171 | 820 |
| 7 | 56,673 | 1,196 | 837 |
| 8 | 57,869 | 1,221 | 855 |
| 9 | 59,090 | 1,247 | 873 |
| 10 | 60,337 | 1,273 | 891 |
| 11 | 61,610 | 1,300 | 910 |
| 12 | 62,910 | 1,327 | 929 |
| 13 | 64,238 | 1,355 | 949 |
| 14 | 65,593 | 1,384 | 969 |
| 15 | 66,977 | 1,413 | 989 |
| 16 | 68,390 | 1,443 | 1,010 |
| 17 | 69,833 | 1,473 | 1,031 |
| 18 | 71,307 | 1,505 | 1,053 |
| 19 | 72,811 | 1,536 | 1,075 |
| 20 | 74,348 | 1,569 | 1,098 |
| TOTAL | $25,916 | $18,141 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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