This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.46% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,230 | 861 |
| 2 | 51,230 | 1,260 | 882 |
| 3 | 52,490 | 1,291 | 904 |
| 4 | 53,782 | 1,323 | 926 |
| 5 | 55,105 | 1,356 | 949 |
| 6 | 56,460 | 1,389 | 972 |
| 7 | 57,849 | 1,423 | 996 |
| 8 | 59,272 | 1,458 | 1,021 |
| 9 | 60,730 | 1,494 | 1,046 |
| 10 | 62,224 | 1,531 | 1,072 |
| 11 | 63,755 | 1,568 | 1,098 |
| 12 | 65,323 | 1,607 | 1,125 |
| 13 | 66,930 | 1,646 | 1,153 |
| 14 | 68,577 | 1,687 | 1,181 |
| 15 | 70,264 | 1,728 | 1,210 |
| 16 | 71,992 | 1,771 | 1,240 |
| 17 | 73,763 | 1,815 | 1,270 |
| 18 | 75,578 | 1,859 | 1,301 |
| 19 | 77,437 | 1,905 | 1,333 |
| 20 | 79,342 | 1,952 | 1,366 |
| TOTAL | $31,294 | $21,906 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
6.00% |
$5,000 |
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|
6 Month CD Special. Must be linked to a standard consumer or business checking account in which 12.6% of the total combined balance is maintained. Otherwise APY is 5.25%. |
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|
|
5.66% |
$25,000 |
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Last change: ↑0.46% on December 15, 2023. |
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|
|
5.60% |
$500 |
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Last change: ↑0.60% on April 19. |
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|
|
5.50% |
$500 |
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Last change: ↑0.20% on September 8, 2023. |
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|
|
5.50% |
$10,000 |
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Last change: ↓0.05% on March 15. |
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