This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
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| Year | Rate 2.11% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,055 | 739 |
| 2 | 51,055 | 1,077 | 754 |
| 3 | 52,132 | 1,100 | 770 |
| 4 | 53,232 | 1,123 | 786 |
| 5 | 54,355 | 1,147 | 803 |
| 6 | 55,502 | 1,171 | 820 |
| 7 | 56,673 | 1,196 | 837 |
| 8 | 57,869 | 1,221 | 855 |
| 9 | 59,090 | 1,247 | 873 |
| 10 | 60,337 | 1,273 | 891 |
| 11 | 61,610 | 1,300 | 910 |
| 12 | 62,910 | 1,327 | 929 |
| 13 | 64,238 | 1,355 | 949 |
| 14 | 65,593 | 1,384 | 969 |
| 15 | 66,977 | 1,413 | 989 |
| 16 | 68,390 | 1,443 | 1,010 |
| 17 | 69,833 | 1,473 | 1,031 |
| 18 | 71,307 | 1,505 | 1,053 |
| 19 | 72,811 | 1,536 | 1,075 |
| 20 | 74,348 | 1,569 | 1,098 |
| TOTAL | $25,916 | $18,141 |
| Year | Rate 2.08% |
Annual Interest |
Annual Interest (After Tax) |
| 1 | 50,000 | 1,040 | 728 |
| 2 | 51,040 | 1,062 | 743 |
| 3 | 52,102 | 1,084 | 759 |
| 4 | 53,185 | 1,106 | 774 |
| 5 | 54,292 | 1,129 | 790 |
| 6 | 55,421 | 1,153 | 807 |
| 7 | 56,574 | 1,177 | 824 |
| 8 | 57,750 | 1,201 | 841 |
| 9 | 58,952 | 1,226 | 858 |
| 10 | 60,178 | 1,252 | 876 |
| 11 | 61,429 | 1,278 | 894 |
| 12 | 62,707 | 1,304 | 913 |
| 13 | 64,011 | 1,331 | 932 |
| 14 | 65,343 | 1,359 | 951 |
| 15 | 66,702 | 1,387 | 971 |
| 16 | 68,089 | 1,416 | 991 |
| 17 | 69,506 | 1,446 | 1,012 |
| 18 | 70,951 | 1,476 | 1,033 |
| 19 | 72,427 | 1,506 | 1,055 |
| 20 | 73,934 | 1,538 | 1,076 |
| TOTAL | $25,472 | $17,830 |
All calculations are for demonstration purposes only.
| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
|
|
4.25% |
$25,000 |
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Last change: ↓0.16% on September 18. |
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|
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4.20% |
$50,000 |
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Last change: ↑0.20% on December 7. |
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|
|
4.10% |
$25,000 |
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Last change: ↓0.15% on November 26. |
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|
|
4.10% |
$500 |
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Last change: ↓0.10% on September 17. |
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|
4.10% |
$1,500 |
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Last change: ↓0.05% on December 8. |
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